
Credit Manager-SBE-Small Business Enterprise-Credit
2 days ago
Credit Manager-Working Capital-Credit
Bangalore, Karnataka, India
JOB DESCRIPTION
Job Role :As part of Credit Team for Working Capital Finance
Managing team of Credit Managers
Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
Visiting customers for personal discussions and deal structuring
Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
To evaluate proposals of customers for Home Loans, Loan against Property
Decision making within defined TAT
Understanding of property related aspects (like legal title and market value of the property) is an added advantage
Coordinating with sales, operations, legal, technical and customer service
Job Requirements:
Qualification- CA with relevant underwriting experience
Job Knowledge –
o Technical underwriting experience
o Analytical skills
- Skills & Experience –
o Experience of 2-4 years in relevant working capital products is desired,
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.
Credit Manager-SBE-Small Business Enterprise-Credit
Delhi, India
TRENDING
JOB DESCRIPTION
Role
Credit Appraisal
Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
- Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
Analyze the NPA trend like area, industry, sector etc.
Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
- Ensure qualitative portfolio
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