Solution Architect

Job Description:

Job Title: Solution Architect - Financial Services

Location: Pune

Experience: 8+ Years

Employment Type: Full-Time

Primary Skills: Tech Consulting, Domain Consulting, Data Architecture, Agentic AI, AI/ML, Prototyping, PoC, Cards & Payments, Cloud Architecture

Job Scope: We are seeking a highly skilled and forward-thinking Solution Architect to lead the design and development of innovative technology solutions tailored to banking and payments clients. The ideal candidate will bring strong domain knowledge in financial services and deep expertise in AI-driven architecture, data management, and modern engineering practices. This role requires hands-on prototyping capabilities and the ability to create compelling value propositions through PoCs and MVPs that resonate with customer needs.

Roles & Responsibilities:

• Architect end-to-end solutions across critical financial services domains, including:

• Payments and Faster Payments Infrastructure

• ISO20022 and ISO8583 messaging standards
• Credit and Debit Card Lifecycle Management
• Card Authorization, Clearing, and Settlement
• Open Banking and API Ecosystems
• Stablecoin Adoption and Digital Asset Integration
• Risk and Control frameworks for First Line of Dfense

• AML and Fraud Detection Systems

• Lead the application of AI-first design principles, incorporating:

• Machine Learning (ML) and Generative AI

• Agentic AI architecture and AI Agents o Multi-Agent Collaboration Platforms (MCP)

• Retrieval-Augmented Generation (RAG) techniques

• Design and build Proofs of Concept (PoCs) and Minimum Viable Products (MVPs) to validate solution hypotheses, drawing from client discussions, competitive intelligence, and third-party research.

• Deliver cloud-native and multi-cloud architecture leveraging services from AWS, Azure, or GCP with an emphasis on scalability, performance, and security.
• Work closely with business stakeholders, product managers, and technology teams to develop customer-centric value propositions and demonstrate them effectively through engineered solutions.
• Drive solution alignment with enterprise data architecture and data management practices, ensuring consistent use of data across analytics, AI, and operational systems.
• Support pre-sales efforts, solution workshops, and customer engagements with a strong blend of business context and technical depth.

Skills & Experience Required:

• Domain Expertise:
• Payment rails and messaging standards (Faster Payments, ISO20022, ISO8583)
• Cards domain (issuance, authorization, clearing, settlement)
• Open Banking standards and fintech integration
• Stablecoins and digital asset technologies
• Risk and compliance (AML, fraud, first-line controls)
• Technical & Engineering Skills:
• AI/ML frameworks and generative AI toolsets
• Agentic AI systems, MCPs, and RAG models
• Multi-cloud environments (AWS, Azure, GCP)
• Cloud-native and microservices-based design
• Familiarity with modern DevSecOps and CI/CD environments
• Strong skills in data architecture and data management frameworks Soft Skills
• Ability to craft persuasive value propositions aligned to customer goals and market trends
• Demonstrated success in engineering PoCs and MVPs that bring those propositions to life
• Excellent communication and storytelling abilities in client-facing settings
• Strong collaboration skills across cross-functional and global teams

Qualifications for External Candidates

• A bachelors or masters degree in computer science, Engineering, or a related discipline.
• Ability to communicate effectively across multiple audiences, including firm-wide business units, senior leaders, associates and clients.
• Exceptional interpersonal skills, including teamwork, facilitation, and negotiation.
• Strong planning and organizational skills