We Are Hiring Individual Credit Officer( ICO )In Rajasthan

We Are Hiring Individual Credit Officer( ICO )In Rajasthan.

Job Title: Individual Credit Officer (ICO)
Department: Credit & Risk
Location: [Rajsthan]
Reports To: Credit Manager / Branch Manager
Job Type: Full-time
(only male can apply)

• Evaluate individual loan proposals by assessing financial documents and repayment capacity

• Conduct field verification, KYC checks, and background investigations

• Analyze credit risk and prepare detailed credit appraisal reports

• Coordinate with sales and collections teams for end-to-end loan processing

• Ensure compliance with internal credit policies and RBI/NBFC regulations

• Maintain accurate and updated customer records and loan documentation

• Monitor loan accounts for repayment schedules and flag irregularities

• Provide support in customer onboarding and service

• Stay updated on market trends, credit risk factors, and competition

• Assist in achieving branch credit targets through quality portfolio building

• Graduate/Postgraduate in Finance, Commerce, or a related field

• 1–3 years of experience in retail lending or NBFC credit operations

• Strong understanding of credit risk analysis and financial documentation

• Proficiency in MS Office and loan management systems

• Good interpersonal, analytical, and communication skills

• Ability to travel for field verification and customer visits