Walk - In: Branch Operations Manager

3 days ago

Ranchi, Jharkhand, India Unity Small Finance Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Looking for localized candidates having exposure with branch banking and other TPP products. Role & responsibilities

  • Cash and Vault monitoring in branch
  • Ensure adherence with laid down processes and controls and manage Operational Risk for the Branch.
  • Ensure, manage and supervise over the counter services in the branch to achieve timely and accurate processing of customer requests transactions and customer complaints, while ensuring service delivery is as per the prescribed standards and SLAs between the functions of the bank.
  • Adherence to agreed TATs with Business thereby ensuring customer satisfaction.
  • Compliance with all regulatory and internal guidelines and policies
  • Manage audit at Branch and always ensure minimum satisfactory rating.
  • Ensure smooth functioning of the Branch by supervising activities relating to Facilities Management, IT, etc. at branch level.
  • Manage & control all operational functions of the Branch and define roles and responsibilities clearly for all team members.
  • Ensure adequate coordination with centralized operations teams to maintain high quality service and customer satisfaction.
  • Ensure timely receipt and submission of regulatory and other reports by/from the Branch.
  • Monitor SLAs with all the Central Operations units.
  • Participate in all critical system enhancement and process improvement exercises within Trade & Operations.
  • Identify areas where productivity enhancement and cost reduction initiatives can be introduced.
  • Ensure all processes are performed as per bank policies to achieve best satisfactory audit ratings in internal, external and SBP audits.
  • Lead the branch Operations team to set individual objectives, review performance appraisals and provide on-going feedback on a formal and informal basis so that all staff are aware of what they are required to achieve and how they are performing against their objectives.
  • Ensure implementation of a transparent and effective KPIs setting and appraisal process in time with local and regional guidelines.
  • Actively participate for retention of deposits, identify and follow up on cross sell leads along with the branch manager in order to strengthen the liability position of the bank
  • Any other responsibilities as assigned by Head T&O from time to time.
  • Responsible for carrying Customer Due Diligence and to obtain all the required KYC of the customer (Individual & Non-Individual) while sourcing deposits and accounts to on-board the customer.
  • Responsible to carry enhanced due diligence, visit to residence / office wherever required.

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