Area Credit Manager-LOANS AGAINST GOLD-Credit
1 day ago
Candidate should have Good experience/sound knowledge in Gold Loans Business in all Functions
Manage Gold loan underwriting in the assigned Area, ensure all the Process & Policies are followed as per defined guidelines wrt Customer profile & Gold Collateral etc
Handle all internal Compliance & Audit related queries
Ensure Trainings were done & conducted on Process, Policies, Compliance & regulations in regular intervals
Interacting with Sales Teams in regular intervals and ensure all the Process & Procedures are well maintained in the Branches
Monitor & review the Process Auditors Branch Audit reports in regular interval
Monitor & review the RCU queries in regular interval
Coordinating with Recovery Team for controlling the Delinquency & NPA
Meeting the PSL targets
Ensure regulatory and procedural compliance is adhered by the Branches
Co-ordinate with Branches and HO for Audit requirements
Conduct follow-ups of Audits queries and resolution within the timeline
Reporting of irregularities to HO
Identifying and recruitment of Gold Assayers
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