Collection Officer

1 week ago


Gulbarga, Karnataka, India Bharat Financial Inclusion Full time ₹ 1,20,000 - ₹ 1,60,000 per year

The Collection Officer is responsible for ensuring timely recovery of loans from customers, maintaining healthy portfolio quality, and building strong customer relationships while adhering to company policies and compliance standards.

Key Responsibilities

  • Visit customers for loan repayment follow-up and ensure timely collection.
  • Handle delinquent accounts and initiate recovery actions as per guidelines.
  • Maintain accurate records of collections and update systems regularly.
  • Educate customers on repayment schedules and consequences of defaults.

Qualifications & Skills

  • Education: Minimum SSLC / PUC (Preferred: Graduate).
  • Experience: Freshers welcome; prior experience in collections/recovery is an advantage.
  • Skills Required:
  • Strong communication and negotiation skills.
  • Ability to work independently and meet deadlines.
  • Knowledge of local language and geography.
  • Basic understanding of financial products.

Requirements

  • Must own a two-wheeler with a valid driving license.
  • Willingness to travel extensively (field job).
  • Age: Up to 32 years preferred.

Compensation & Benefits

  • Salary: ₹15,000 – ₹20,000 per month + Performance Incentives.
  • Benefits: PF, ESIC, Health Insurance, Fuel Allowance, Career Growth Opportunities.

Job Type: Full-time

Pay: ₹15, ₹20,000.00 per month

Benefits:

  • Health insurance
  • Life insurance
  • Provident Fund

Work Location: In person


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