Credit Manager

3 days ago


Kalavasal Madurai Tamil Nadu, India Vetrivikas capital Full time ₹ 3,00,000 - ₹ 3,60,000 per year

We are looking for a credit Manager -MEL (Un secured Loan )

His / Her Roles includes :

Job Title: Credit Manager – Group & Individual Loans

Department: Risk Management

Reports to: Top Management

Location: Kalavasal

Employment Type: Full-Time

Gender: Mal & Female can apply

Credit Evaluation & Approval:

  • Review and assess group and individual loan applications for creditworthiness and risk.
  • Analyze borrower financials, business potential, and repayment capacity.
  • Approve or recommend loans within assigned authority limits; escalate where required.

Portfolio Management & Risk Monitoring:

  • Monitor loan portfolio performance, track Portfolio at Risk (PAR), and ensure timely follow-ups on overdue accounts.
  • Identify early warning signs of default and implement risk mitigation strategies.
  • Oversee field credit operations and conduct regular audits of client files and documentation.

Policy Implementation & Compliance:

  • Ensure all credit activities comply with internal policies, procedures, and regulatory standards.
  • Review and update credit assessment tools and underwriting criteria.
  • Provide inputs for policy refinement based on market trends and risk exposure.

Team Supervision & Capacity Building:

  • Lead, mentor, and train field staff on loan assessment, documentation, and risk management.
  • Conduct field visits with team members to ensure accurate client assessment and compliance.
  • Set performance targets and evaluate staff performance regularly.

Key Performance Indicators (KPIs):

  • Portfolio at Risk (PAR) levels within acceptable limits.
  • Loan approval turnaround time.
  • Credit team performance and productivity.
  • Compliance audit scores and regulatory adherence.
  • Loan recovery and write-off rates.

Work location: Madurai

Candidate can reach us at

Job Type: Full-time

Pay: ₹25, ₹30,000.00 per month

Benefits:

  • Health insurance
  • Life insurance

Work Location: In person



  • Madurai, Tamil Nadu, India Neogrowth Credit Full time ₹ 4,00,000 - ₹ 6,00,000 per year

    Opportunity for Freshers......Walk-in Drive for Sales Position - NeoGrowth Credit Pvt LtdDear Candidate,We are excited to invite you to our Walk-in Drive for Field Sales (Fresher) positions at NeoGrowth Credit Pvt Ltd.Role: Sales ManagerJob Type: Full-timeLocation: MaduraiShift: Day ShiftQualification: Any GraduateExperience: 0 - 1 yearsJob...

  • Branch Credit Manager

    15 hours ago


    Tirukovilur, Tamil Nadu, India IIFL Samasta Finance Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptionIIFL Samasta Finance Limited (Formerly Samasta Microfinance Limited), is a financial institution committed to women's economic empowerment. Since its inception in March 2008, IIFL Samasta has been providing innovative and affordable financial products to women from unbanked sections in society in rural and semi-urban areas, serving 22...

  • Credit Officer

    3 days ago


    Chennai, Tamil Nadu, India STEMPLAY LABS PVT LTD Full time

    Experience : Freshers Only Location : Chennai Preferred Qualification : MBA, MCOM, BCom, BBA, BCA, Bsc **Credit & Dispatch Manager - Roles and Responsibilities** **1. Credit Management Responsibilities** - Develop and implement credit policies, ensuring alignment with company objectives. - Define customer credit limits and payment terms in line with...

  • Credit Controller

    2 weeks ago


    Chennai, Tamil Nadu, India Desirous Global Consulting Full time

    Courier / Logistics Full-Time Job ID: DGC00370 Chennai, Tamil Nadu 2-6 Yrs ₹03 - ₹4.25 Yearly **Job description** - **Credit Management**: - **Accounts Receivable**: Handling customer accounts, invoicing, and ensuring timely payments. - **Credit Assessment**: Evaluating creditworthiness of clients and setting credit limits. - **Collections**: Following...

  • Credit Controller

    20 hours ago


    Chennai, Tamil Nadu, India GSK ENTERPRISES Full time

    Designation : Credit controller Experience: 0 to 1 Year Salary : 12k to 15k Education: Any Graduate Gender: Male preferred Age: Below 28 District: Chennai Job Description: - Evaluating new credit requests and conducting client credit checks. - Managing and collecting debts from company debtors. - Setting up the terms of credit for new clients. -...

  • Credit Controller

    1 week ago


    Chennai, Tamil Nadu, India CCD TECHNICAL SOLUTIONS PRIVATE LIMITED Full time

    **Key Responsibilities and Duties** Credit Assessment: Evaluate the creditworthiness of potential and existing customers by conducting credit checks and analysing financial data and payment history. Policy Implementation: Set and manage credit limits and payment terms in line with company policy, and help develop and implement effective credit control...

  • Credit Manager

    3 days ago


    Affordable Housing>South>Tamil Nadu>Tamil Nadu >Salem>Salem Roads>Dharmapuri>>Dharmapuri, India Equitas Small Finance Ltd Full time ₹ 3,00,000 - ₹ 9,00,000 per year

    Credit Manager Achieve the defined Business Targets for MF product Achieve the agreed Business Targets in terms of number of Cross Sell Products Ensure achievement of collections target set for allocated centres Self Development

  • Credit Controller

    7 days ago


    Poonamallee, Chennai, Tamil Nadu, India ABT PARCEL SERVICE Full time

    Are you a meticulous financial professional with expertise in credit management and collections? ABT Parcel Service is looking for a dedicated Credit Controller to join our team in Chennai! **Position**: Credit Controller **Location**: Chennai, India **Company**: ABT Parcel Service **Key Responsibilities**: - Monitor customer accounts to ensure timely...

  • Product Manager

    6 days ago


    tamil nadu, India TVS Credit Services Ltd. Full time

    Job Purpose: As part of digital transformation journey of TVS Credit Services, we are looking to offer a plethora of products digitally in a seamless manner and are looking for a product manager who can own and deliver this. Key Responsibilities: Drive the execution of all product lifecycle processes for products, including product research, market research,...

  • Credit Controller

    3 days ago


    Tiruvallur, Chennai, Tamil Nadu, India Intermed laboratories Full time

    CRediT (Contributor Roles Taxonomy) was introduced with the intention of recognizing individual author contributions, reducing authorship disputes and facilitating collaboration. - Credit operations provides guidance to sales, order management, customer financial service, operations, and general management on credit goals, objectives, processes,...