Credit Officer

2 days ago

Chennai Tamil Nadu, India STEMPLAY LABS PVT LTD Full time

Experience : Freshers Only

Location : Chennai

Preferred Qualification : MBA, MCOM, BCom, BBA, BCA, Bsc

**Credit & Dispatch Manager - Roles and Responsibilities**

**1. Credit Management Responsibilities**
- Develop and implement credit policies, ensuring alignment with company objectives.
- Define customer credit limits and payment terms in line with business and risk appetite.
- Monitor outstanding receivables, track overdue accounts, and ensure timely collections.
- Negotiate repayment plans or escalate accounts to legal for recovery where needed.
- Prepare and present credit risk reports, including DSO, overdue percentage, and bad debt ratio.
- Collaborate with sales and finance teams to balance credit risk and business growth.

**2. Dispatch & Logistics Responsibilities**
- Coordinate with sales, warehouse, and logistics teams for timely dispatch of goods.
- Verify that dispatches are aligned with approved credit limits and payment status.
- Ensure accurate documentation for each dispatch (invoices, delivery challans, e-way bills, etc.).
- Monitor and track shipments to ensure on-time delivery to customers.
- Resolve dispatch-related issues such as delays, shortages, or damages.
- Optimize dispatch planning to reduce logistics costs and improve efficiency.
- Maintain strong coordination between credit control and dispatch to prevent releasing goods to high-risk/overdue customers.

**3. Risk & Compliance**
- Ensure dispatches are blocked/held for customers exceeding credit limits or defaulting.
- Enforce company policies to prevent financial and operational risks.
- Ensure compliance with taxation, invoicing, and statutory requirements in dispatch operations.

**4. Team & Stakeholder Coordination**
- Supervise and train credit control and dispatch teams.
- Act as a liaison between sales, finance, warehouse, and logistics for smooth order-to-cash cycle.
- Provide clear reporting to senior management on credit exposure, collections, and dispatch performance.

**Job Types**: Full-time, Fresher

**Benefits**:

- Flexible schedule
- Health insurance
- Paid sick time

Expected Start Date: 13/10/2025

  • Credit Control Officer

    2 days ago

    Egmore, Chennai, Tamil Nadu, India Gesco Healthcare Pvt ltd Full time

    **Credit Controller Responsibilities**: - Evaluating new credit requests and conducting client credit checks. - Managing and collecting debts from company debtors. - Setting up the terms of credit for new clients. - Negotiating payment plans. - Managing the collection of all payments and debts. - Responding to client inquiries. - Processing invoices. -...

  • Credit Officer

    3 days ago

    Emerging Enterprise Banking>South >Tamil Nadu>Tamil Nadu >Chennai South>Chennai South>Kanchipuram>>Sholinganallur, India Equitas Small Finance Ltd Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Credit OfficerEnsure proper credit evaluation of customers as per policy & process Document verification to be carried out for the loan proposals Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the organization. ...

  • Credit Officer

    4 days ago

    Rs Puram, Coimbatore, Tamil Nadu, India Kiara MicroCredit Private Limited Full time

    Responsibilities - Review loan requests - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Analyze risks and approve or reject loan requests - Calculate financial ratios (e.g. credit scores and interest rates) - Set up payment plans - Follow up with clients about loan...

  • Credit Officer

    1 week ago

    Affordable Housing>South>Tamil Nadu>Tamil Nadu >Madurai>Madurai>Sivakasi>>Sivakasi, India Equitas Small Finance Ltd Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Credit Officer OBJECTIVE To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix Physical File Dispatch to HO as per the matrix Completion of PDD on time for the loans disbursed Self...

  • Credit Officer

    7 days ago

    Chennai, India AHAM Housing Finance Private Limited Full time

    We require a Credit officer and Credit Manager with a minimum of 2 years of experience in Housing Loans and LAP or Un Secured business loans Pay: Up to ₹325,000.00 per year **Benefits**: - Health insurance - Life insurance - Provident Fund Schedule: - Day shift Supplemental pay types: - Yearly bonus Ability to commute/relocate: - Chennai, Tamil...

  • Credit Officer

    5 days ago

    Anna Salai, Chennai, Tamil Nadu, India SUDARSANAM & ASSOCIATES Full time

    assesses the creditworthiness of individuals or organizations to determine the risk associated with lending money or extending credit. Evaluating financial statements, credit reports, and other relevant documents to assess a borrower's financial health and ability to repay debts Pay: From ₹22,000.00 per month **Benefits**: - Cell phone reimbursement -...

  • Credit Controller

    1 week ago

    Chennai, Tamil Nadu, India CCD TECHNICAL SOLUTIONS PRIVATE LIMITED Full time

    **Key Responsibilities and Duties** Credit Assessment: Evaluate the creditworthiness of potential and existing customers by conducting credit checks and analysing financial data and payment history. Policy Implementation: Set and manage credit limits and payment terms in line with company policy, and help develop and implement effective credit control...

  • Credit Controller

    5 days ago

    Poonamallee, Chennai, Tamil Nadu, India ABT PARCEL SERVICE Full time

    Are you a meticulous financial professional with expertise in credit management and collections? ABT Parcel Service is looking for a dedicated Credit Controller to join our team in Chennai! **Position**: Credit Controller **Location**: Chennai, India **Company**: ABT Parcel Service **Key Responsibilities**: - Monitor customer accounts to ensure timely...

  • Credit Officer

    1 week ago

    Chennai, Tamil Nadu, India Meritus AI Learning Experiences Private Limited Full time ₹ 2,00,000 - ₹ 12,00,000 per year

    Experience : Freshers OnlyPreferably Male candidateLocation : ChennaiPreferred Qualification : MBA, MCOM, BCom, BBA, BCA, BscCredit & Dispatch Manager – Roles and Responsibilities1. Credit Management ResponsibilitiesDevelop and implement credit policies, ensuring alignment with company objectives.Evaluate and approve credit applications based on financial...

  • Rc & Wc - Underwriting:regional Credit Manager - Sbb Credit

    4 weeks ago

    Madurai, Tamil Nadu, India Axis Bank Full time

    RC WC - Underwriting Regional Credit Manager - SBB Credit INTERNAL USAGE No of Vacancies Reports to Zonal Credit Manager SBB Is a Team leader Y Team Size 15-20 Grade Sr Manager AVP Business Corporate Center Department Retail Credit Sub-Department SBB Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting...