Credit Officer

18 hours ago


Poonamallee Chennai Tamil Nadu, India Jowin HR Services Full time

Immediate Recruitment

**Job Description**:
Role: *Credit Officer* - Aditya Birla Finance Limited

Product: Micro LAP

Salary : Upto 3.3 LPA

Qualification: Any UG/ PG

Eligibility: 1-3 Years Experience In Micro LAP/ Home Loan ( Not in Sales)

Location: *Poona*

**Responsibilities**:
~Review loan requests

~Assess clients’ financial status

~Evaluate creditworthiness and risks

~Contact clients to gather financial data and documentation

~Analyze risks and approve or reject loan requests

~Calculate financial ratios (e.g. credit scores and interest rates)

~Set up payment plans

~Follow up with clients about loan renewals

~Monitor progress of existing loans

Requirements and skills:
~Hands-on experience with lending procedures and products

~Ability to create and process financial spreadsheets

~Strong analytical skills

~Customer service experience

Immediate Joining/ 1 month notice period acceptable

**Job Types**: Full-time, Permanent

**Salary**: ₹22,000.00 - ₹28,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus
- Yearly bonus

Ability to commute/relocate:

- Poonamallee, Chennai, Tamil Nadu: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (required)

**Speak with the employer**
+91 8525836241


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