Finance Associate Treasury Specialist

Campus Graduate Finance: Associate Treasury Specialist

At Dow, we believe in putting people first and we're passionate about delivering integrity, respect and safety to our customers, our employees and the planet.

Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We're a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration. If you're looking for a challenge and meaningful role, you're in the right place.

About you and this role

Launch Your Finance Career with Dow

In this role, you will require conceptual knowledge of theories, practices, and procedures as well as having general business knowledge developed through education or prior experience related to your discipline and functional area. You will need to have the ability to exchange straightforward information with others and ask questions to check for understanding.

It is your responsibility to use established procedures and practice to analyze and resolve standard problems. You will be accountable for assigned contributions with no direct supervisory responsibilities. Your performance impacts your own work with limited impact on your team. You will need to use established procedures and practices to achieve objectives and meet deadlines.

Responsibilities

• Apply general knowledge of business and finance developed typically through education or experience in supporting treasury related activities aligned with corporate finance, financial operations, financial risk management, portfolio investments, customer financial services, financial planning, or insurance and corporate risk management
• Closely work with other key internal stakeholders (such as site finance focal point, supply chain) to project the cash flow requirement of legal entities he/she is assigned
• Manage the cash flow and fund transfer to ensure sufficient liquidity for operational needs
• Working closely with Planning team to optimize the liquidity structure by taking into consideration regulatory constraints and availability of instruments in the respective countries
• Manage the bank loan drawdown, rollover or repayment and interest settlement
• Resolve all the Treasury-related issues which have impact on routine operation
• Negotiate with bank for cash pooling agreement, E-banking agreement and set-up, and bank account opening agreement

Qualifications

We are seeking candidates who meet the following criteria:

• Recent or soon-to-be graduate (bachelor's or master's degree) in Finance, Accounting, Business Administration, Economics, or a related field.
• Strong analytical and critical thinking skills.
• Excellent communication and collaboration abilities. Fluency in English
• Proficiency in MS tools like Excel, Power point, Word.
• Demonstrated passion for finance and a drive for continuous learning and development.
• Eagerness to work with new technologies and AI tools, such as Microsoft Copilot.
• Adaptability and resilience in a fast-paced, multicultural environment.

Your Skills

• Analytical Thinking: Interpreting data and solving complex problems.
• Business Excellence: Understanding financial statements and driving performance.
• Digital Literacy: Leveraging technology for smarter decision-making.
• Inclusive Collaboration: Working effectively across diverse teams.
• Innovation & Customer Focus: Delivering solutions that matter.
• Solution Orientation & Critical Thinking: Approaching challenges with a problem-solving mindset and applying critical analysis to identify effective solutions.
• Ownership Mindset: Taking responsibility for outcomes, demonstrating initiative, and following through on commitments to drive results.

Benefits – What Dow offers you

We invest in you.

Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, your life, your future, and your career. You bring your background, talent, and perspective to work every day. Dow rewards that commitment by investing in your total wellbeing.

Here are just a few highlights of what you would be offered as a Dow employee:

• Equitable and market-competitive base pay and bonus opportunity across our global markets, along with locally relevant incentives.
• Benefits and programs to support your physical, mental, financial, and social well-being, to help you get the care you you need it.
• Competitive retirement program that may include company-provided benefits, savings opportunities, financial planning, and educational resources to help you achieve your long term financial-goals.
  • Employee stock purchase programs (availability varies depending on location).
• Student Debt Retirement Savings Match Program (U.S. only).
  • Dow will take the value of monthly student debt payments and apply them as if they are contributions to the Employees' Savings Plan (401(k)), helping employees reach the Company match.
• Robust medical and life insurance packages that offer a variety of coverage options to meet your individual needs. Travel insurance is also available in certain countries/locations.
• Opportunities to learn and grow through training and mentoring, work experiences, community involvement and team building.
• Workplace culture empowering role-based flexibility to maximize personal productivity and balance personal needs.
• Competitive yearly vacation allowance.
• Paid time off for new parents (birthing and non-birthing, including adoptive and foster parents).
• Paid time off to care for family members who are sick or injured.
• Paid time off to support volunteering and Employee Resource Group's (ERG) participation.
• Wellbeing Portal for all Dow employees, our one-stop shop to promote wellbeing, empowering employees to take ownership of their entire wellbeing journey.
• On-site fitness facilities to help stay healthy and active (availability varies depending on location).
• Employee discounts for online shopping, cinema tickets, gym memberships and more.
• Additionally, some of our locations might offer:
  • Transportation allowance (availability varies depending on location)
  • Meal subsidiaries/vouchers (availability varies depending on location)
  • Carbon-neutral transportation incentives e.g. bike to work (availability varies depending on location)

Join our team, we can make a difference together.

About Dow Chemical International Pvt Ltd

Dow Chemical International Private Limited (Dow India) aims to be the most innovative, sustainable, inclusive customer-centric materials science company. The company is committed to delivering the right solutions to its customers' challenges. With broadest technology sets spanning performance materials, industrial intermediates, and plastics Dow India delivers differentiated science-based products and solutions in high-growth segments, such as packaging, infrastructure, automobile, and consumer care.

A Great Place to Work Certified company with approximately over 1000 employees, its operations comprise of manufacturing sites, innovation center, established centers of excellence, and commercial office. As a responsible corporate, the company supports its Corporate Social Responsibility (program) with technology expertise and employee volunteerism. Dow India works with non-profit partners towards the empowerment of differently abled, women, and children in communities where it operates. The company aims to redefine the societal blueprint, by supporting holistic sustainability and circular economy initiatives.

As part of our dedication to inclusion, Dow is committed to equal opportunities in employment. We encourage every employee to bring their whole self to work each day to not only deliver more value, but also have a more fulfilling career. Further information regarding Dow's equal opportunities is available on