Idexcel Technologies

1 week ago

Hyderabad, Telangana, India Idexcel Technologies Private Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Designation : Business Analyst-Financial SpreadingCompany Name : IDEXCEL technologies, Full Time. Experience : 6 YearsNotice Period : immediate to 20 DaysWork Mode : Work From Office( 5 Days in a week)Interview Mode : 1 St Level is online, 2 nd Level is F2F.Work Locations : Bengaluru, Hyderabad (Yellareddy Guda)Required Skills and Experience :

  • Proven experience as a Business Analyst in the financial services industry, with a focus on lending and credit risk management.
  • Strong understanding of financial spreading methodologies, including the analysis of financial statements, tax returns, and cash flow projections .
  • Specific knowledge of C&I, CRE, and Agriculture lending practices, including creditworthiness assessment, loan structuring, and risk mitigation strategies .
  • Familiarity with credit risk assessment tools and techniques, such as financial ratios, credit scoring models, and stress testing .
  • Experience with data analysis and financial modeling tools, such as Excel, SQL , and statistical software packages.
  • Familiarity with leading financial spreading software solutions and platforms in the market (e.g., Moody's CreditLens, Sageworks, nCino, Baker Hill NextGen) .
  • Strong analytical and problem-solving skills, with the ability to identify and articulate business needs and translate them into software requirements .
  • Proficiency in using requirement management tools and techniques, such as JIRA, Confluence, and Agile methodologies .

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