Gold Loan Head

4 days ago


Adajan Surat Gujarat, India Marg Techno Projects Full time ₹ 24,00,000 - ₹ 72,00,000 per year

Position: Gold Loan Head

Location: Surat, Gujarat

Employment Type: Full-time, On-site

Roles & Responsibilities:

  • Lead and manage Gold Loan business operations for Surat region.
  • Achieve annual sales target of ₹10 Crore Gold Loan disbursement and maintain ROI of 18%.
  • Build, train, and manage a strong team of Branch Managers, Gold Appraisers, and Operations Executives.
  • Oversee loan appraisal, disbursement, and collection processes at branch level.
  • Drive business growth, portfolio quality, and customer retention.
  • Ensure compliance with RBI norms, KYC, and internal audit policies.
  • Plan and execute marketing and business expansion strategies in the Surat region.
  • Regularly review branch performance and implement corrective actions to meet business objectives.

Key Skills & Requirements:

  • Strong knowledge of Gold Loan products, appraisal, and operations.
  • Proven experience in sales, branch, or regional management in an NBFC.
  • Excellent understanding of portfolio management, ROI, and NPA control.
  • Leadership qualities to recruit, motivate, and monitor teams.
  • Good communication, customer service, and analytical skills.
  • Familiarity with Surat / South Gujarat market preferred.

Job Types: Full-time, Permanent

Pay: ₹30, ₹60,000.00 per month

Benefits:

  • Paid sick time
  • Provident Fund

Experience:

  • Gold Loan Sales: 5 years (Preferred)

Work Location: In person

Expected Start Date: 01/11/2025


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