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Sales Officer-Rural Banking

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Howrah Hugli, India Ujjivan Small Finance Bank Full time ₹ 5,00,000 - ₹ 10,00,000 per year

Primary Responsibilities:

  • Business Meet the set targets on liabilities in terms of open market acquisition existing customer conversionUnderstand need and acquire customers who meet the criteria for liability products through either of the below channelsLeads generated by branch staff and personal leads
  • Referrals generated from existing customersAlternate channels
  • Maintain the database of the prospects meet select prospects and manage the relationship thereafter Accompany CRS
  • Unsecured loans on the field for actively driving conversion of existing borrowing customers into liabilities customer
  • Cross sell other secured loan products of Ujjivan and pass quality leads to respective loan officersShare customer insightsproduct related feedback with the Sales Manager Liabilities
  • Customers Interact with customers in a courteous and professional manner provide prompt efficient and accurate services
  • Reduce customer dormancy and customer attrition by continuous engagement interactionResolves the customer queries on various accounts FD RD remittances third party productInternal ProcessesGuide the customer to fill the Account Opening Form ensure receipt and verification of KYC documents obtain customer signatures on all mandatory documents
  • Strictly adhere maintain compliance to KYC norms
  • Drive the usage of alternate channels such as ATMs BCs and assist customers to use ATMs for dispensing cash Learning Performance
  • Maintain up to date knowledge of the liabilities products and services as well as a working knowledge of other products offered in the branch
  • Resolve queries raised by CRS unsecured loans wrt liability products and support them in selling liabilities
  • Ensure adherence to training mandays mandatory training programs for self Ensure goal setting midyear review and performance appraisal processes are completed within specified timelines