Risk Manager-Support Services-Consumer Risk
54 minutes ago
Key Responsibilities:
- Develop and implement risk management policies and procedures for the unsecured business lending products.
- Drive policy and process changes basis portfolio trends and market conditions.
- Monitor and manage portfolio risk, including credit, market, and operational risks.
- Track and monitor portfolio health and loss rates of the vertical to deliver acceptable loss rates for the business.
- Work with Analytics & Data Science teams to build and implement scoring models to drive process efficiency and risk classification.
- Work closely with stakeholders to build a robust Risk Governance framework, portfolio monitoring and CGTMSE monitoring process.
- Liaise with the Tech team to automate processes, improve workflows and implement risk policies through BREs (Business Rule Engines).
- Performing hind sighting and quick mortality analysis to deliver key actionable insights to management and internal stakeholders.
- Regularly review and update risk policies to reflect changes in market conditions, products, or business practices.
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QualificationsJob Requirements:
- 8+ years of experience in unsecured business lending.
- Ability to understand scorecard modelling / risk segmentation / decision tree.
- Orientation towards digitization / automation of risk policies and processes.
- Should have prior experience of handling portfolio management responsibilities.
- Ability to work with diverse stakeholders including credit, business and product teams to deliver desired results.
- Hands-on knowledge of SaS / SQL / SalesForce is required.
- Hands-on experience of working on supply chain finance portfolio is preferred.
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