Risk Executive

5 days ago

Mumbai Metropolitan Region, India Alvoral Private Limited Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Business need
We are seeking a highly skilled and motivated Risk Manager to join our dynamic team at Alvoral Private Limited. The candidate needs to have at least 3 to 5 years of experience in risk management within an NBFC or a bank. The Risk Executive will work closely with the credit and loan underwriting teams to ensure that the company's loan portfolio is robust, compliant, and aligned with risk tolerance thresholds.

Key Focus Area
Risk Assessment:
Identify and evaluate financial, operational, and strategic risks

Reporting:
Prepare risk reports and dashboards for management and compliance.

Compliance Monitoring:
Ensure adherence to regulatory and internal risk policies.

Stakeholder Collaboration:
Work with business units to understand and manage risks.

Roles And Responsibilities

  • He/she should have the authority to sanction secured loans, particularly Loan
  • Against Property (LAP) and other secured products.
  • Must have a thorough understanding of the end-to-end loan process for business loans, including LAP, MSME finance, working capital loans, and bill discounting.
  • Should be capable of evaluating borrower creditworthiness and making independent
  • lending decisions on secured products.
  • Must be well-versed in financial and banking statement analysis relevant to business loans.
  • Should be able to formulate and enforce credit risk mitigation policies regarding loan terms, interest rates, and collateral requirements.
  • Collaborate with collections teams to manage recoveries and minimize NPA risks.
  • Prepare and present risk reports and insights to senior management on a regular basis.
  • Work closely with credit teams to streamline loan approval processes and align them with risk strategy.

Skills And Experience
Education: Bachelor's/Master's in Finance, Economics, or Business (MBA/CFA/FRM preferred).
Tech Skills: Hands-on experience with LOS, LMS, credit risk models & data analytics tools.
Regulatory Knowledge: Strong understanding of RBI guidelines & lending regulations.
Soft Skills: Excellent communication, detail- oriented, and ability to work under pressure.
Additional Information

Interview Process- 2 Rounds Virtual
1 Round-could be Virtual/F2F
Skills: nbfc,sop creation,policy drafting,documentation,financial services

  • IT Risk

    3 days ago

    Mumbai Metropolitan Region, India Smart IMS Inc. Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    We are hiringTechnologyRisk & Control Managerin Singapore to join our team, supporting a global investment bank.What you can expect:The role will sit within the APAC Risk & Controls function of the bank, which works with Application Managers, Enterprise Control functions and COOs across the line of businesses to ensure that control gaps are identified and...

  • Risk Consultant

    7 days ago

    Mumbai Metropolitan Region, India Acies Full time US$ 1,50,000 - US$ 2,00,000 per year

    Highlight of the engagement opportunityNature of role: Full timeNumber of years of experience expected:(3 – 6) yearsAreas of past experience preferred: Risk Consulting, ALM, IRRBB, liquidity risk, market risk, ICAAP, ERM, model risk management, model validation, model development, stress testing, financial risk management and system...

  • Investment Risk

    2 weeks ago

    Mumbai Metropolitan Region, India Jobs via eFinancialCareers Full time ₹ 1,20,000 - ₹ 2,60,000 per year

    Job Title: Senior Risk AnalystLocation: Mumbai, IndiaRole DescriptionToday, markets face a whole new set of pressures - but also a whole lot of opportunity too. Opportunity to innovate differently. Opportunity to invest responsibly. And opportunity to make change.Join us at DWS, and you can be part of an industry-leading firm with a global presence. You can...

  • Regulatory Management, Technology Risk

    2 weeks ago

    Mumbai Metropolitan Region, India Jobs via eFinancialCareers Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Who We Are Looking ForAn AVP within IT Regulatory Management Services (RMS) in India (Mum, BLR & Hyd only) who will assist in operational management and continuous improvement of regulatory exams, assessments and inquiries across any SS regulated entities. The role requires close collaboration with Technology stakeholders, Enterprise Risk Management, and IT...

  • Assistant Vice President Model Risk Audit

    1 week ago

    Mumbai Metropolitan Region, India TransUnion CIBIL Limited Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Company DescriptionTransUnion CIBIL is India's pioneer and leader in Credit Information. Our insights, products, and solutions help businesses manage risk, devise effective lending strategies, reduce costs, maximize portfolio profitability, and improve customer loyalty. Based on the contributions from our data, the retail loans category has experienced...

  • Principal/Subject Matter Expert-ALM Treasury Market Risk

    5 days ago

    Mumbai Metropolitan Region, India Acies Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Highlight of the engagement opportunityNature of role: Full timeNumber of years of experience expected: 8+ years of experienceAreas of past experience preferred: Risk advisory, ALM, IRRBB, liquidity risk, market risk, FTP, treasury, market risk, balance sheet management, financial risk management and system implementations.Educational qualification...

  • executive n

    7 days ago

    Mumbai Metropolitan Region, India Asian Paints Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Location:Mumbai, MH, INAreas of Work: Corporate Audit & Risk Job Id: 13665External Job DescriptionJob PurposeAssist Manager in developing and executing the Annual audit plan, and take a lead role in the day to day execution of internal auditsContribute to the Internal Audit (IA) function by identifying risks associated with business objectives and evaluating...

  • Associate, Specialist, Vendor Management, Risk Management Group

    5 days ago

    Mumbai Metropolitan Region, India DBS Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Business FunctionRisk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...

  • Program Manager, Infrastructure Risk and Resiliency

    1 week ago

    Mumbai Metropolitan Region, India Amazon Web Services (AWS) Full time US$ 80,000 - US$ 1,20,000 per year

    DescriptionAWS Infrastructure Services owns the design, planning, delivery, and operation of all AWS global infrastructure. In other words, we're the people who keep the cloud running. We support all AWS data centers and all of the servers, storage, networking, power, and cooling equipment that ensure our customers have continual access to the innovation...

  • Vice President, Team Lead Operational Risk Management, Consumer Banking Group

    14 hours ago

    Mumbai Metropolitan Region, India DBS Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our...