
Secure Disbursement Lead
1 day ago
Department
Disbursement
Job posted on
Sep 04, 2025
Employee Type
Full Time
Experience range (Years)
5 years - 10 years
Role Overview:
The Secure Disbursement Lead will be responsible for overseeing and managing the end-to-end disbursement process with a strong focus on security, compliance, and automation.
This role ensures that disbursement activities are executed accurately, securely, and in alignment with regulatory and internal control requirements.
Key Responsibilities:
- Lead the secure disbursement process across products and platforms, ensuring adherence to internal controls and regulatory guidelines.
- Collaborate with IT, Finance, and Operations teams to implement and maintain automated disbursement workflows.
- Own and monitor Maker-Checker controls, ensuring segregation of duties and system compliance.
- Drive integration with banking partners for auto disbursement, including account setup and API coordination.
- Identify and mitigate risks in disbursement processes, including bulk transaction handling and exception management.
- Ensure timely and accurate execution of disbursements, including reconciliation and reporting.
- Develop and maintain dashboards for disbursement health checks and process monitoring.
- Support audits and compliance reviews by providing necessary documentation and system evidence.
- Lead process improvement initiatives to enhance efficiency, accuracy, and security in disbursement operations.
- Train and guide team members on secure disbursement practices and system usage.
Key Skills & Qualifications:
- Bachelor's degree in Finance, Business Administration, or related field; MBA preferred.
- 5+ years of experience in lending operations, banking, or financial services, with a focus on disbursement processes.
- Strong understanding of secure transaction processing, system controls, and regulatory compliance.
- Experience with disbursement platforms like Pennant, Infolease, or similar systems.
- Knowledge of API integrations and banking workflows.
- Excellent analytical, problem-solving, and communication skills.
- Ability to work cross-functionally and manage multiple stakeholders.
Preferred Attributes:
Experience in NBFC Secured Products, housing finance or lease-based lending products.
Exposure to automation tools and process digitization.
Familiarity with audit and compliance frameworks.
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