Analyst, Ecosystem Intelligence and Controls

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

This position is part of Ecosystem Intelligence and Controls - a key component of the Payment Ecosystem Risk and Control(PERC) team.

PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This Analyst role will support Visa Account Attack Intelligence (VAAI).

Visa Account Attack Intelligence (VAAI) uses artificial intelligence to identify enumeration, the fraud practice of submitting card not present transactions into the payments ecosystem in order to obtain and validate payment information. VAAI analyzes the details of the attack and enables Visa to take appropriate action.

Responsibilities include executing strategies, engaging stakeholders globally, and assisting with the VAAI development plan. In addition, as a part of the team, the Analyst will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem.

The primary responsibilities for this role will include:

• Assist with the development of Visa Account Attack Intelligence to recognize and prevent cybercrime - to include brute force testing and payment account enumeration
• Serve as a Global Risk Subject Matter subject matter expert on various fraud schemes
• Provide data analysis and response to alerts relative to significant events
• Assist investigations teams and global risk manager teams with data analytics, relative to fraud events
• Continuously question and consider new techniques to stay ahead of organized cybercriminals and fraudsters
• Assist in the coordinated compilation and delivery of fraud reporting, briefings, and other related communication products to management
• Provide meaningful and consistent feedback to developers. An enthusiastic desire to tangibly improve your work tools is essential

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications:

• 3 or more years of work experience with any degree 
• Moderate understanding of risk management
• Ability to conduct complex analytical functions by performing fraud assessments and analyzing large sets of data
• Proficient in Microsoft Office
• Knowledge of transactions, systems processing transactions and overall transaction process.
• Working experience in financial institutions / banking / payments industry
• Adaptable and able to work well in a fast-paced, team-oriented environment
• Proficiency with drafting detailed, technical reports
• Able to operate at an advanced level of written and spoken communication
• Ability to prepare reports on meaningful trends and fraud stats
• High level of self-motivation and initiative

Preferred Qualifications:

• Previous experience in developing and producing reports to executive management
• Passion for fraud schemes and cybercrime investigations
• Direct experience with ISO 8583, and transaction routing
• Concepts, terms, processes, policy, and implementation of information security
• Intelligence databases and analytical tools or similar intelligence reporting systems
• Analysis of cyber threat intelligence and fraud intelligence.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.