Director of Risk and Compliance

Director of Risk and Compliance, India

ABOUT TIDE

At Tide, we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE ROLE

Join Tide as the Director of Risk and Compliance – India, where you'll play a pivotal role in shaping the future of financial services for SMEs in India, by leading regulatory readiness, embedding a robust risk and compliance culture, and ensuring Tide's successful licensing in India. You'll oversee key areas of Risk & Compliance including Compliance, Financial Crime, Conduct, and Information Security, working closely with senior leadership at Tide, and stakeholders like regulators and auditors. This role calls for a seasoned risk professional with deep knowledge of the Indian regulatory landscape, proven leadership experience, and a passion for driving risk-aware innovation in a fast-paced, global environment. If you're ready to influence strategic decisions, lead regulatory engagement, and foster a culture of integrity and accountability—this is your opportunity to make a real impact. This is a strategic role, but you'll also be required to get stuck into the details where required. The India business is in scale-up mode, so you need to be comfortable with operating in that type of environment, but with support from global teams.

As a Director of Finance - India, you'll:

• Ensuring Tide is ready for being licensed; overall accountability for our readiness, and stakeholder engagement
• Collaborating with our 1LOD to build out our framework, policies and operating model, and then managing oversight and reporting
• Close collaboration with the product teams to understand their roadmaps and ensure Risk & Compliance is set to support them
• Continuing the embedding of our 3LOD model, building on our risk and compliance framework, and adapting it for India where necessary, complementary to our principles and culture
• Taking overall responsibility for the advice, management and development of risk and compliance systems in India
• Supporting the CRO and Senior Management team in the implementation of risk and compliance matters in India
• Building a strong culture of compliance in the Indian business
• Managing the relevant areas of the Risk and Compliance department, from recruitment to providing leadership, development and supervising the team. You'll be directly responsible for managing Tideans in Compliance, Financial Crime, Conduct and Information Security.
• Maintaining regulatory standards (including reporting obligations) and be the Tide point of contact for all regulatory bodies within India
• Identifying emerging business risks and work with the business to manage or mitigate them
• Participating in governance forums, including chairing the Risk and Compliance Committee in India
• Assisting in the development and monitoring of key risk indicators to determine elevations in risk, and proactively implement risk mitigation measures
• Identifying key risk and compliance training needs, and the co-ordination of staff training delivery and record-keeping across the Indian business
• Keeping up to date with sector knowledge by attending training events and other events that will keep your knowledge sharp. Representing Tide and building our reputation in the Risk & Compliance space within India. Ensuring the broader Risk & Compliance management team is aware of industry trends and developments.

WHAT WE ARE LOOKING FOR

• Previous experience as a director, or holding a regulator approved role, in a PPI licensed organisation
• Experience with RBI is essential as you'll lead on our interactions with them. Unrivalled knowledge of the Indian regulatory environment and how to apply that in a risk-based approach to a new but growing business
• Proven experience in a leadership function and you're comfortable making decisions at pace
• Passion for risk management, building the right culture, and ensuring collaboration with the Global Risk and Compliance team. You've ideally worked in a global organisation.
• An ability to challenge a variety of stakeholders effectively, including senior management, regulators, banking partners
• You have an ability to balance multiple priorities in a fast-paced environment, escalating where necessary. Things are busy at Tide - if you embrace a fast pace, this is for you

WHAT YOU WILL GET IN RETURN

Our location-specific employee benefits are designed to cater to the unique needs of Tideans:

• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options

#LI-AC1 #LI-Onsite

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members' diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone's voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone's voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

Experience LevelExecutive Level

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