Senior Officer, Specialist, Dispute Management and Bureau Reporting, Risk Management Group
5 days ago
Job Purpose
- To resolve customer disputes pertaining to customer's credit report in a timely manner
- To ensure timely and accurate submission of CIC and any Regulatory reporting
- Maintain a consistent consumer credit culture in the Bank to ensure compliance with regulatory and internal standards
Key Accountabilities
- Resolution of customer disputes received from the Bureaus and/or internal channels. Prepare and make submission for bureau corrections, as applicable
- Ensure accurate and timely submission of all Regulatory Reporting detailed below but not limited to:
- Reporting of performance of our borrower loans to the 4 Bureaus
- Reporting submissions pertaining to RBI, NHB
- Reporting of performance of our borrower loans to NeSL
- Ensure controls and processes are streamlined for all Regulatory and CIC reporting activities
- Engage proactively with key stakeholders from Business, Reporting teams, Credit Policy, Technology, Operations etc
- Support UAT of all system led changes
Job Duties & Responsibilities
- Resolution of customer disputes and related bureau corrections/reporting
- Preparation of bureau reporting files for submission to all 4 bureaus
- Conduct controls, hygiene checks to ensure accurate reporting
- Conduct monthly Quality Control checks to ensure accurate and timely reporting
- Publish regular dashboards of dispute management items
- Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation
- Identify opportunities/ gaps to improve data quality and existing reporting processes
- Provide UAT support for any data migration, automation or MIS platform enhancement to ensure successful implementation
Experience
At least 3-4 years of experience in financial sector with exposure to bureau complaints & CIC Reporting.
Education / Preferred Qualifications
- Degree holder, preferably in banking/Finance
- Knowledgeof strong command in Microsoft Office (Word, Excel, Powerpoint & Access)
- Good understanding and knowledge of credit cycle management (acquisition, collection & portfolio management)in a consumer credit environment preferred
- Knowledge of Python, SQL, other automation is an added advantage
Work Relationship
- Team-player with good inter-personal, communication & writing skills
- Meticulous with analytical and problem-solving skills
- Seek to understand stakeholder's point of view and find win-win solution
- Motivated and self-driven
Primary Location
India-Maharashtra-Mumbai
Job
Analytics
Schedule
Regular
Job Type
Full-time
Job Posting
Oct 28, 2025, 10:30:00 AM
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