Underwriter - Property & Engineering

2 days ago

Mumbai, Maharashtra, India HDFC ERGO Full time ₹ 1,20,000 - ₹ 1,80,000 per year

Key roles and responsibilities: -

  • Underwrite complex Property and Engineering risks in accordance with company guidelines and market standards.
  • Conduct technical risk assessments, pricing, and coverage analysis to support underwriting decisions.
  • Actively engage in techno-marketing initiatives, presenting technical solutions and value propositions to clients and intermediaries.
  • Liaise effectively with brokers, agents, and internal sales teams to promote insurance products and close profitable business.
  • Support business development efforts through market intelligence and client relationship management.
  • Ensure all underwriting activities comply with internal controls, underwriting guidelines, and regulatory frameworks.

Key Requirements- Experience and Skills: -

  • Experience 2-5 years of relevant experience in Property & Engg Insurance Underwriting
  • Possess a strong understanding of both underwriting principles and techno-marketing practices.
  • Communications Skills- Candidate should have a very sound communication skills and should be able to manage client/intermediaries meetings /interactions effectively
  • This role requires close collaboration with brokers, agents, and the sales team to ensure effective risk selection, adherence to underwriting guidelines, and contribution to both top-line growth and bottom-line profitability
  • Decision Making- Candidate should be able to take decision basis the dynamics of the situation and should be proactive in taking decisions as and when situations demands
  • Professional Qualification such as MBA/CA/ACII/FIII, etc.

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