Principal Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software EngineerWho is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview:
The Mastercard Processing team is looking for an experienced Senior Software Architect to contribute to the design and development of scalable, high-performance payment software solutions. The ideal candidate will possess deep technical expertise, strong background in Payment Systems, and a strategic mindset to drive architectural decisions across multiple projects and teams.
Role

• Architecture & Design
o Define and maintain software architecture standards and best practices.
o Design scalable, secure, and maintainable systems aligned with business goals.
o Evaluate and recommend tools, technologies, and frameworks.

• Technical Leadership
o Collaborate with engineering teams to guide implementation of architectural decisions.
o Conduct code reviews and ensure adherence to architectural principles.

• Technology Strategy
o Actively contribute to the department Technology Strategy.
o Partner with P&E to identify innovative solutions and drive strategic decisions.
o Work closely with A&T to implement Enterprise Standards in the application.
o Provide strategic thinking and leadership related to a wide range of applications and systems design and implementation

• Stakeholder Collaboration
o Work closely with product managers, business analysts, and other stakeholders to understand requirements and translate them into technical solutions.
o Make presentations to the Senior Management, Business Owners and other Stakeholders and help them in decision making process.
o Communicate architectural vision and strategy to both technical and non-technical audiences.

• Innovation & Strategy
o Stay current with emerging technologies and industry trends.
o Drive innovation by identifying opportunities for technical improvement and modernization.
o Lead proof-of-concept initiatives and evaluate feasibility of new approaches.
o Proactively share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity

Technical Qualifications

• Bachelor's or Master's degree in Computer Science, Engineering, or related field.

• 10+ years of software development experience, with at least 3 years in an architectural role.

• Proven experience designing and implementing large-scale distributed systems.

• Expertise in Java & J2EE Technologies, DB Technologies, Microservices, APIs, and Dev Ops tools

• Strong understanding of software development methodologies (Agile, DevOps).

• Excellent problem-solving, communication, and leadership skills.

• Prior experience in Payment Industry and Payment Processing Domain is a big plus.

• Experience in Mastercard Enterprise Standards, Shared Services (API Gateway, CaaS, Axon etc.), SOAR review process will be a big plus.

Corporate Security Responsibility
Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must:

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

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