Officer - Credit Risk Analyst - C10 - Mumbai

2 hours ago

Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 25,00,000 per year

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections

  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses

  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite

  • Assist with portfolio review preparation and conducting stress tests

  • Build working relationships with various teams across the bank, including deal, coverage and product teams

  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 2-4 years of experience in credit risk analysis or corporate banking

  • Experience in financial analysis, accounting and valuation

  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution

  • Consistently demonstrate clear and concise written and verbal communication

  • Proven ability to work with little direction and in a team

  • Demonstrated accountability, self-motivation and business acumen

Education:

  • Bachelor's degree/University degree or equivalent experience

Job Family Group:

Risk Management

Job Family:

Credit Decisions

Time Type:

Full time

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

  • Credit Risk Model Governance

    3 days ago

    Mumbai, Maharashtra, India Risk Inn Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Apply Now:Join a top-tier firm and contribute to high-impact projects in a rapidly evolving risk and analytics landscape. Please Read the Job Description and apply if you fulfil the criteria. Click this link to submit your application after reviewing the details below: We are currently supporting our client in India, a leadingRisk Analytics and Consulting...

  • Credit Analyst

    3 days ago

    Mumbai, Maharashtra, India Stalwart Management Consulting Full time ₹ 2,40,000 - ₹ 3,60,000 per year

    Job Description : Credit Analyst - B2/3 - Mumbai Opening: 3 Nos. Job ID: 10817 Employment Type: Full Time Reference: Work Experience: 1.0 Year(s) To 5.0 Year(s) CTC Salary: 0.00 LPA TO 4.50 LPA Location: Mumbai Posted On: 25th Apr, 2025 Share On:WhatsApp LinkedIn Facebook Twitter : Credit Analyst Experience Required: 3 to 6 yearsNotice...

  • Credit Risk Analyst

    7 days ago

    Mumbai, Maharashtra, India Virtual CFO Full time ₹ 20,00,000 - ₹ 30,00,000 per year

    Key ResponsibilitiesCredit Risk AnalystPolicy Risk & Risk FrameworkFormulation, review, and evaluation of credit policies in coordination with Credit and Business teams.Present finalized policies along with Seniors to the Chief Risk Officer (CRO) for approval.Ensure policies are aligned with regulatory guidelines and internal risk appetite.Maintain...

  • Officer – Credit Risk Analyst

    4 weeks ago

    Mumbai, Maharashtra, India Citigroup Full time

    Whether youre at the start of your career or looking to discover your next adventure your story begins here At Citi youll have the opportunity to expand your skills and make a difference at one of the worlds most global banks Were fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to...

  • Senior Credit Rating Analyst

    2 days ago

    Mumbai, Maharashtra, India ACER Credit Rating Pvt. Ltd. Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    Company DescriptionACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission is...

  • Fp&a Analyst 2

    4 weeks ago

    Mumbai, Maharashtra, India Citigroup Full time

    The Financial Planning and Analysis Analyst is an intermediate level position responsible for providing management with an analysis and insight of Citis financial results in coordination with the broader Finance team The overall objective is to utilize specialty knowledge to create reports analyses that gauge Citis alignment with forecasted performance...

  • Credit Analyst

    2 days ago

    Navi Mumbai, Maharashtra, India Urbane Corps Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Hiring: Credit Analyst – SCF/WC | Mumbai (Kalina) | 4+ yrs exp | Role: Credit evaluation, risk assessment, underwriting, compliance & monitoring. | Immediate joiners or 30 days. Apply now-

  • Credit Risk Analyst

    2 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...

  • Officer – Credit Risk Intermediate Analyst

    4 weeks ago

    Mumbai, Maharashtra, India Citigroup Full time

    Whether youre at the start of your career or looking to discover your next adventure your story begins here At Citi youll have the opportunity to expand your skills and make a difference at one of the worlds most global banks Were fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to...

  • Credit Risk Analyst

    7 days ago

    Mumbai, Maharashtra, India Citi Full time US$ 90,000 - US$ 1,20,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...