Product Manager-Bharat Business Loans-Product Manager

7 days ago


Mumbai, Maharashtra, India Kotak Mahindra Bank Full time
Description
  • Develop a comprehensive product strategy for Home Loans and LAP, considering market trends, customer needs, and competitive landscape
  • Conduct market research to identify opportunities, assess customer preferences, and stay updated on industry developments
  • Lead the end-to-end product development lifecycle, from ideation to launch, including defining product features, pricing, and underwriting criteria
  • Work closely with sales, marketing, operations, and technology teams to ensure seamless product execution and customer satisfaction
  • Continuously monitor product performance, KPIs, and customer feedback to make data-driven decisions and drive improvements
  • Manage the budget for product development, incentives, and other related activities
  • Monitor mortgages portfolio's performance in terms of Profitability , growth and risk metrics
  • Provide support to sales channel to improve product understanding and drive business
  • Ensure all product and processes comply with regulatory requirements and guidelines

Job Requirement :

  • Qualification - MBA 
  • Minimum 15+ years of experience in product management with Banks/NBFCs in Home Loans and Loan Against Property.
  • Proven track record in developing and managing successful loan products
  • Analytical mindset with an ability to interpret market and financial data, Strategic in thought tactical in execution
  • Must have a tech mindset to product management
  • Excellent communication , negotiation and leadership skills


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