Cluster Manager-Agriculture Banking

17 hours ago

Surat Udhna, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Role & responsibilities

Business/ Financials

  • Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for the area and branches under his/her responsibility to provide guidance and solutions to his/her team as required
  • Supports Loan Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
  • Efficient staffing by timely recruitment & training
  • Supports Relationship Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
  • Should be ready to travel extensively across the cluster of control for business requirements

Customer (Both Internal & External)

  • Ensure that customers are aware of the Product and services properly
  • Ensure that customers are explained about the Terms & Conditions of Product
  • Focus on lower TAT as per laid down standards.

Internal Process

  • Monitor health of portfolio
  • Ensure compliance with lending guidelines, quality framework and audit requirements; ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations.
  • Ensure, supervise the correct implementation of the credit procedures including all the respective tools

Innovation & Learning

  • Ensure goal-setting, mid-year review and annual appraisal process within specified timelines
  • for self and reportees
  • Evaluate the staff competences in terms of promotion, business assessment and credit risk assessment capacity and propose solutions for improvement
  • Expected to be updated with all new improvement & innovations happening in the market and competitors
  • Should be updated with the latest trends in civic and local laws of the territory of operation

Interested Candidates Can Share your updated resumes on - OR

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