Branch Credit Manager

3 days ago


Emerging Enterprise BankingWestMaharashtraMaharashtraWMahaWestern MaharashtraMaharashtraBARAMATI, India Equitas Small Finance Ltd Full time

Branch Credit Manager

  • · Ensure proper credit evaluation of customers as per policy & process
  • · Conduct personal discussion with customers for evaluation of Loan proposal
  • · Support the branch team in achieving desired branch objective.
  • · Manage & Maintain TAT for Loan disbursement.
  • · Supervisor & mentor Credit officer & Officer Credit Operation.
  • · To diligently appraise loan applications in line with credit policy of the organization.
  • · Ensure Credit policies to build a good quality portfolio of the branch.
  • · Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
  • · Completion of PDD on time for the Loan Disbursed
  • · Ensure Quality Portfolio of the branch is Maintained
  • · Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
  • · Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
  • · Minimize turnaround time per application
  • · Maintain a high quality portfolio at branch level.
  • · Manage and support other operations activities at the branch.
  • · Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Ensure that the PDD is collected and maintained as per credit norms.


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