Branch Credit Manager

2 days ago


Tumkūr, Karnataka, India Vastu Housing Finance Corporation Ltd. Full time

Company Description

Vastu Housing Finance Corporation Ltd., based in Mumbai, is dedicated to providing sustainable and responsible housing finance solutions across India. The company focuses on financial inclusion, primarily serving self-employed and underserved communities in peri-urban and rural areas. Through its proprietary platform, Pulse, Vastu offers customized and technology-driven credit solutions to bridge the formal credit gap effectively. Operating across 15 states and union territories, Vastu has empowered over 1 lakh customers and built a decade-long track record of strong governance and consistent profitability. Learn more at

Role Description

This is a full-time on-site role for a Branch Credit Manager, located in Tumkur. The Branch Credit Manager will be responsible for evaluating and managing credit proposals, assessing risks, and determining loan eligibility criteria. Daily tasks include analyzing financial statements, ensuring compliance with credit approval processes, and maintaining the overall health of the loan portfolio. The role requires close collaboration with branch teams to ensure timely and accurate processing of loan applications.

Qualifications

  • Proficiency in Credit Management and Credit Risk Management
  • Strong Analytical Skills for evaluating financial data and assessing risks
  • Knowledge of Finance and its applications in housing finance
  • Experience in Credit evaluation and loan underwriting processes
  • Excellent organizational and decision-making abilities
  • Familiarity with housing finance trends in rural and peri-urban markets is advantageous

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