Credit Underwriting Team Leader

4 days ago


Bangalore Manyata Tech Park Road India Commonwealth Bank of Australia Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Operations Team Leader

Organization: At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Team Leader – Credit Underwriting

Location: Bangalore

Business & Team: Retail Operations & VERO Team

Impact & contribution: Credit analysis, decisioning, verification, monitoring throughout the credit lifecycle; the development of credit policy; or the implementation of credit strategies, including problem asset strategies; across the retail or corporate business. People management.

Roles & Responsibilities:

Team Leadership & Oversight:

  • Lead and manage a team of mortgage credit underwriters.
  • Monitor daily operations to ensure timely and accurate credit decisions.
  • Provide training, mentoring, and performance feedback to team members.

Credit Evaluation & Approval:

  • Review and approve home loan applications within delegated authority.
  • Ensure thorough analysis of applicant income, property documents, credit history, and repayment capacity.
  • Maintain adherence to internal credit policies and risk appetite.

Risk & Compliance Management:

  • Ensure compliance with regulatory guidelines (RBI, NHB) and internal audit standards.
  • Identify and mitigate risks related to borrower profiles and property valuations.
  • Support internal and external audits with required documentation and clarifications.

Stakeholder Collaboration:

  • Work closely with Sales, Legal, Technical Valuation, and Operations teams to streamline the underwriting process.
  • Resolve queries and provide guidance on complex cases.
  • Participate in credit committee discussions for high-value or exceptional cases.

Essential Skills:

  • Excellent analytical and decision-making skills.
  • Strong leadership and team management capabilities.
  • Familiarity with credit scoring models and underwriting systems.
  • Effective communication and stakeholder management.
  • High attention to detail and commitment to compliance.

Educational Qualifications:

  • Graduate/Postgraduate in Finance, Commerce, or related field (MBA preferred).

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on

Advertising End Date: 01/09/ Experience LevelSenior Level
  • Credit Underwriter

    2 days ago


    Bangalore Rural, Bengaluru, India CIEL HR Full time ₹ 2,00,000 - ₹ 15,20,000 per year

    Job Title: Credit UnderwriterLocation: BangaloreExperience: 4+ yearsApproval Authority: 15 to 20 LakhsJob Description:We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting.Key...

  • Credit Underwriters

    2 days ago


    India CAPCO Full time

    **Job Title: Credit Underwriter** **About Us** - “Capco, a Wipro company, is a global technology and management consulting firm. Awarded with _**_Consultancy of the year in the _**_British Bank Award_**_ and has been ranked _**_Top 100 Best Companies for Women in India 2022 by _**_Avtar & Seramount_**_. With our presence across 32 cities across globe, we...


  • Pune, India Mphasis Full time

    Job Description Team Leader - Underwriter Digital Risk's mission to Make Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgages outsource providers in the U.S., supplying appraisal and mortgage processing,...


  • Bangalore - Manyata Tech Park Road, India Commonwealth Bank Full time ₹ 8,00,000 - ₹ 15,00,000 per year

    Organization: At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets and aspirations. Each of us globally is dedicated to offering outstanding service, excellent advice and...


  • Bangalore - Manyata Tech Park Road, India Commonwealth Bank of Australia Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Operations Team Leader Organization: At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets and aspirations. Each of us globally is dedicated to offering outstanding service,...

  • Underwriter

    3 weeks ago


    Bangalore, India Brace Infotech Private Ltd Full time

    Job Title: Live Underwriter Location: Banglore Work Mode: Hybrid NP: Immediate-60 days Interview: Virtual/F2 F Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job...

  • Underwriter

    2 weeks ago


    Bangalore, India Brace Infotech Private Ltd Full time

    Job Title: Live Underwriter Location: Banglore Work Mode: Hybrid NP: Immediate-60 days Interview: Virtual/F2 F Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and...

  • Underwriter

    2 weeks ago


    Bangalore, India Brace Infotech Private Ltd Full time

    Job Title: Live Underwriter Location: Banglore Work Mode: Hybrid NP: Immediate-60 days Interview: Virtual/F2 F Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and...

  • Underwriter

    3 weeks ago


    Bangalore, India Brace Infotech Private Ltd Full time

    Job Title:Live Underwriter Location:Banglore Work Mode:Hybrid NP:Immediate-60 days Interview:Virtual/F2F Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. ...

  • Underwriter

    6 days ago


    bangalore, India WNS Full time

    Role: Mortgage Underwriter Experience: Min 2 years Shift timings: US Shift Job location: Remote Job Description: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan...