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Credit Underwriter

2 weeks ago

Bangalore Rural Bengaluru, India CIEL HR Full time ₹ 2,00,000 - ₹ 15,20,000 per year

Job Title: Credit Underwriter

Location: Bangalore

Experience: 4+ years

Approval Authority: 15 to 20 Lakhs

Job Description:

We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting.

Key Responsibilities:

  • Evaluate creditworthiness of loan applicants

Must have approval loan applications up to 15–20 Lakhs


• Approve/recommend loans within assigned authority limits


• Analyze financial data, credit reports, and other relevant documents


• Ensure compliance with company policies and regulatory requirements


• Work closely with sales and risk teams for smooth processing Requirements:


• Minimum 4 years of experience in credit underwriting

  • Strong knowledge of financial analysis and lending guidelines
  • Excellent decision-making and communication skills


• Bachelor's degree in Finance, Accounting, or a related field