Senior Associate- Retail Credit Process

5 days ago


Bengaluru, Karnataka, India Mashreq Full time ₹ 1,20,000 - ₹ 1,80,000 per year

Job Purpose

  • Conduct process, procedure and policy review of Credit Initiation & Compliance Unit covering all RBG Credit products for Mashreq with a view to ensure existing stipulated standards are being adhered to and that these adequately address all underlying operational, credit structural and customer impact risks. (1) Validation of critical errors, process errors and document errors. (2) Perform regular process quality checks as per frequency & sampling strategy & provide feedback to reduce errors. (3) Ensuring actionable on critical errors.
  • Recommend and ensure implementation of corrective action plans to continuously improve.
  • Timely maintenance of daily MIs while ensuring data accuracy and integrity.

Key result Areas

  • Review of credit processes and adherence to policy.
  • Ensure process reviews are conducted at agreed frequency as per calendar to ensure 'Satisfactory' audit rating.
  • Establish cordial working relationships with relevant internal customers to understand roles and develop mutual understanding in order to facilitate communication and their acceptance on the review findings.
  • Adherence to operational risk key indicators.
  • Adherence to established SLAs for critical processes where there is Unit dependency.
  • Perform independent data analysis to identify instances of application fraud.
  • Timely action on confirmed fraud cases such as negative listing, card blocking and MIS updation.
  • Perform UAT testing for any system-related changes pertaining to Vigilance activities.

Knowledge, Skills and Experience

  • At least 2 to 3 years in any Retail Credit discipline.
  • Comprehensive knowledge of all Host systems & other operating systems in the bank.
  • Intermediate working knowledge of Microsoft Office applications such as Excel, Word and Powerpoint.
  • Good verbal / written business skills.


  • Bengaluru, Karnataka, India Mashreq Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Conduct process, procedure and policy review of Credit Initiation & Compliance Unit covering all RBG Credit products for Mashreq with a view to ensure existing stipulated standards are being adhered to and that these adequately address all underlying operational, credit structural and customer impact risks. (1) Validation of critical errors, process errors...


  • Bengaluru, Karnataka, India Weekday AI Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    This role is for one of the Weekday's clientsMin Experience: 4 yearsLocation: Bengaluru, Kolkata, Gurgaon, Pune, HyderabadJobType: full-timeThe Prudential Senior Associate will work closely with clients to help them understand, interpret, and implement prudential regulatory requirements. This role involves supporting regulatory change initiatives, conducting...

  • Senior Associate

    5 days ago


    Bengaluru, Karnataka, India Max Fashions-MSP Retail Private Limited Full time ₹ 2,40,000 - ₹ 3,30,000 per year

    A dynamic, youth-focused casual-wear brand founded in 2013, renowned for licensed merchandise featuring pop culture icons like Disney, Warner Bros, WWE, IPL, and more.Seeking energetic Retail / Sales Associate with 1–3 years of experience in fashion or apparel retail. Ideal for candidates who thrive in fast-paced environments and can adapt to evolving...

  • Senior Associate

    3 days ago


    Bengaluru, Karnataka, India HSBC Full time ₹ 21,60,000 - ₹ 43,20,000 per year

    Job Title: Senior AssociatePurpose of the role  The Credit Analysis Unit (CAU) is a global function which works closely with Relationship Bankers (RBs) to help them prepare credit proposals for Wholesale (GBM/CMB) borrowing names across the Corporate, FIG and Funds sectors. By closely managing the annual review workload and encouraging deep collaboration...


  • Bengaluru, Karnataka, India Tata Consultancy Services (TCS) Full time ₹ 1,00,00,000 - ₹ 2,00,00,000 per year

    Job Role: Credit AnalystJob Process: Annual Credit Review (ACR)Shift: UKLocation: Bengaluru, Gurgaon, Mumbai, and Pune. (Initial 6 months for training at Bengaluru is mandatory)Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)Role performed by...

  • Credit Associate

    6 days ago


    Bengaluru, Karnataka, India Moody's Corporation Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees...

  • Senior Associate

    1 week ago


    Bengaluru, Karnataka, India Zolve Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    ComplianceSenior Associate - LegalBengaluruWork Type: Full TimeSENIOR ASSOCIATE - LEGALABOUT ZOLVEWelcome to the financial frontier of limitless possibilities - welcome to Zolve. We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower...


  • Bengaluru, Karnataka, India Vimerse Infotech Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Note: Only Apply if you know Hindi and English Designation Senior Process Associate LocationWhitefield, Bangalore Roles and Responsibilities: 3 5 years of customer services experience Strong customer quality and results orientation skills Excellent verbal, written and comprehensive skills Ability to adapt and learn new systemstechnologies Ability...


  • Bengaluru, Karnataka, India Goldman Sachs Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Divisional Overview:The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work...


  • Bengaluru, Karnataka, India Asterion Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Your responsibilities The individual will use these skills in the development of IRB, IFRS9, Stress Testing, Credit Scoring and other risk models for Retail / Small Business. In addition, the individual might be required to support other risk analytics related to Retail / Small business Our Ideal Candidate Bachelors / Advanced (Masters or higher) Degree in...