Sr. Officer/Officer

2 weeks ago


Goregaon Mumbai, India BOBCARD Full time ₹ 5,00,000 - ₹ 10,00,000 per year

Role & responsibilities:

The person will be responsible for mentioned specific skills:

  • Underwriting of loans/credit cards and ensuring good portfolios in assigned area by identifying potential credit and operating risks.
  • Ensure adherences to credit processes and policies.
  • Good knowledge of credit bureau checks and KYC norms.
  • Understanding of inherent credit, collateral, operational & fraud risk.
  • Should have full knowledge of product and policy and constantly update themself with all relevant changes which can impact the customer repayment capacity and performance ability.
  • Adhering to the company's policies and ensuring compliance of the same.
  • Keep close watch on turnaround time and ensure speed with accuracy.
  • Compliance & Risk responsibilities, awareness of post disbursal documentation (PDD) and Audit query resolution.
  • Should be able to understand various business profiles of self-employed &non-professional.

Applicants should possess the following attributes:

  • Excellent attention to detail.
  • Good communication skills & command over English.
  • Computer skills viz MS Office.
  • Good Interpersonal skills.
  • Prior experience in credit risk profiles preferable.
  • Prior experience with Unsecured Lending is preferable.

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