Relationship Manager

3 days ago

Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 28,00,000 per year

Department - Agri Business Group (Agri SME Working Capital Loans)

Job Title - Relationship Manager - Grade M3 / M4 (Manager / Sr. Manager) Portfolio Management - Marketing Branches Operations

Reporting to - Area Sales Manager (ASM)

Job Profile

Job Role

  • Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
  • To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
  • Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
  • Deepening relationship with existing customers through Cross sell liability & other third party products.
  • Continuous monitoring of the accounts to ensure business is a per budgets
  • Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
  • To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
  • CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply
  • People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
  • Strong oral and written Communication
  • Relationship Management Skill.

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