Product Owner

Requisition Number: 27990

Job Location: Chennai, IND

Work Type: Hybrid Working

Employment Type: Permanent

Posting Start Date: 25/06/2025

Posting End Date:

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Job Summary

We are looking for a Product Owner (PO), who will be an empowered decision maker, responsible for maximizing the business value of the work of the Squad. The PO will own and manage product backlog and is ultimately accountable for the successful delivery of the Partnership build & platform.

Our group delivers customers journeys related to Open Banking & FinTech Partnerships. These customer journeys are delivered using Open APIs, File Transfer Programs, and customer facing digital channels such as mobile & internet banking applications. Our external stakeholders are digital banking leads from our markets, banking regulators & large FinTech companies.

Our ideal candidate will have following attributes:

• Is from fintech or financial services sector
• Has 10+ years of experience
• Has technical background having played development role for few years
• Has extensive knowledge of APIs
• Understands basics of AWS based cloud computing & application containerization
• Can write SQL queries
• Can make Pivot tables in Excel
• Can draw system interactions & data flows diagrams
• Is a master communicator – speaking & writing.
• Can report progress using PowerPoint to management team
• Can breakdown work into epics, features, and user stories
• Can lead a product squad of 10-15 squad members
• Can comprehend policy documents of the bank & regulators
• Familiar with basics of project financials – Capex, Opex, and Accruals

Key Responsibilities

Strategy: Awareness and understanding of the Group's business strategy for open banking and partnerships. Align product strategy to the same.

Business: Awareness and understanding of the corporate plan targets for partnerships including new customers, ending net receivables, revenue, and operating profit

Processes: Awareness and understanding of governance processes such as delivery risk assessment & change risk assessment, and operational risk assessment of the project

People & Talent: Lead the squad through example and build the appropriate culture and values.

Risk Management: Identify key risks & issues for project and put in place appropriate controls and measures. Timely closure of cybersecurity (ICS) risks

Governance: Adherence to project governance framework including executing project on budget, providing accurate budget forecasts, Azure DevOps (ADO) user story hygiene, allocation of timesheet, ensuring pre-Go Live checks such as architecture & tech council approvals, SIA, UAT sign off, and updating Customer Go-Live (CGL) in project management system (Clarity).

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Collaborate with digital leads of FinTech companies to design system integrations for partnership business
• Collaborate with Banking regulators on matters related to open banking regulations, and business process outsourcing for partnerships
• Work with Hive lead, WRB Head & Digital leads of our markets to meet partnership targets & open banking commitments

Skills and Experience

• SQL
• API
• Cloud Computing
• Application Containerization
• Encryption & Digital Signature
• Excel

Qualifications

• EDUCATION BCA, MCA, B-Tech (Computer Science), or MBA
• CERTIFICATIONS Agile Practitioner, Certified Product Owner, AWS Certification, or Kubernetes Certification
• LANGUAGES English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.