We Are Hiring BCM

20 hours ago

Bhopal Indore, India Mspire Ventures Full time ₹ 48,00,000 - ₹ 60,00,000 per year


Job Description:
3) Branch Collection Manager:
All Buckets
Experience Required: 4-6 Years
CTC Budget- upto 6 Lakhs

Key Responsibilities:

  • Portfolio Management:

    • Handle the collections portfolio for Used Commercial Vehicle loans.

    • Track EMI defaults, bucket-wise performance (30+, 60+, 90+), and NPA trends.

  • Field Collection Operations:

    • Plan and execute field visits for delinquent customers.

    • Personally handle high-ticket and critical overdue cases.

    • Monitor and support field collection executives / agency partners.

  • Agency Management:

    • Appoint, manage, and review collection agencies/vendors.

    • Ensure timely sharing of cases, tracking agency performance and adherence to compliance.

  • Customer Interaction:

    • Negotiate and resolve customer issues leading to non-payment.

    • Follow up for repayments, settlements, or vehicle repossession, if required.

  • MIS & Reporting:

    • Prepare daily/weekly/monthly collection reports.

    • Share updates with senior management on collection status and field performance.

  • Compliance & Audit:

    • Ensure compliance with RBI and company norms in all recovery activities.

    • Handle legal proceedings, if required, in coordination with the legal team.


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