Credit Analyst Financial Spreading Chennai SME 2 To 8 years

1 week ago


Chennai, Tamil Nadu, India 2coms Full time ₹ 4,00,000 - ₹ 12,00,000 per year

SUMMARY

Job Title: Credit Analyst Financial Spreading

Location: Chennai Sholinganallur

Work Mode: Full-Time, Office (5 Days a Week)

Notice Period: Immediate Joiner Preferred

Job Description

We are seeking a detail-oriented Credit Analyst with strong financial spreading skills. The ideal candidate will be able to read, interpret, and analyze financial statements of both public and private companies, perform adjustments, and provide insights for credit appraisal.

Key Responsibilities

Spread financial statements: Income Statement, Balance Sheet, Cash Flow, using the bank's customized templates

Analyze supplementary schedules, notes, and MD&A for detailed breakups and necessary adjustments

Apply accounting principles under GAAP / IFRS

Compute and interpret financial ratios

Monitor covenant compliance and ongoing financial reporting

Understand how information flows between different statements and ensure consistency

Communicate findings clearly with stakeholders

Required Skills & Qualifications

Proficient in English (written and verbal) with strong communication and interpersonal skills

Solid foundation in accounting and corporate financial systems

Expertise in GAAP / IFRS is essential

Good understanding of financial ratios; knowledge of Moody's Risk Analytics is a plus

Strong analytical mindset, attention to detail, ability to work independently and under supervision


  • Credit Analyst

    2 weeks ago


    Chennai, Tamil Nadu, India Tata Capital Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Company DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. It offers a range of fund and fee-based financial services to retail, corporate, and institutional customers under the Tata Capital brand. The company caters to various business areas including Commercial...

  • Financial Analyst

    6 days ago


    Chennai, Tamil Nadu, India HCLTech Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Responsibilities:Financial Statement Analysis: Read, interpret, and analyze financial statements (Balance Sheets, Income Statements, Cash Flow Statements, notes, and disclosures) across industries such as Banking, Corporate, Non-Banking Financial Institutions, Insurance, Leasing, and Investment Funds.Financial Spreading: Spread financial statements into IRP...


  • Chennai, Tamil Nadu, India Tata Consultancy Services Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    TCS BPS IS HIRING for Credit Card Non-Fraud Disputes Analyst and AML Analyst - Level 1 role at Chennai Kindly go through the norms below and apply only if its relevant forJob Role: Credit Card Non-Fraud Disputes and AML AnalystJob Location: ChennaiExperience required:2 to 8 years of work experience in Credit Card Non-Fraud Disputes and AML Analyst Servicing...


  • Chennai, Tamil Nadu, India crescendo global Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job Description Senior Research Analyst - Financial Services Location: Mumbai/Gurugram/Chennai/PuneDiscipline: Credit Risk, Credit Rating, Credit / Market RiskJob type: PermanentContact name: Parul AroraContact email: Job ref: 81278Published: about 11 hours agoSenior Research Analyst Credit Analysis of Funds - 3 Years Location: Mumbai / Pune / Gurgaon ...


  • Chennai, Tamil Nadu, India Co-Co (College to Corporate) Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Co-Co, on behalf ofEdgar Efile Solutions Pvt. Ltd.,is looking for talented professionals to join one of the fastest-growing companies in the financial reporting industry. Established in 2013, Edgar Efile specializes in transactional and regulatory SEC reporting, offering services in EDGAR conversions, InlineXBRLtagging, proxy design, shareholder...

  • Financial Analyst

    3 days ago


    Chennai, Tamil Nadu, India, Tamil Nadu HCLTech Full time

    Responsibilities: Financial Statement Analysis: Read, interpret, and analyze financial statements (Balance Sheets, Income Statements, Cash Flow Statements, notes, and disclosures) across industries such as Banking, Corporate, Non-Banking Financial Institutions, Insurance, Leasing, and Investment Funds. Financial Spreading: Spread financial statements into...

  • Financial Analyst

    2 weeks ago


    Chennai, Tamil Nadu, India Yubi Markets Full time ₹ 5,00,000 - ₹ 12,00,000 per year

    Job InformationCompanyYubi MarketsDate Opened10/03/2025Job TypeFull timeIndustryFinancial ServicesCityChennaiState/ProvinceTamil NaduCountryIndiaZip/Postal Code600018About UsYubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.From being a disruptor in India's debt market to marching towards...

  • Credit Analyst

    10 hours ago


    Chennai, Tamil Nadu, India Topgear Consultants Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Opening with a leading Credit Rating Agency for their office in Chennai.Role & responsibilities:Create dynamic database for specific infra sectors, develop sectorial peer sets for evaluating financialand business performance, and also coordinate with company-wide initiatives in delivering in-depthcredit analysisInterconnect different standalone databases and...


  • Chennai, Tamil Nadu, India Venpa Staffing Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Underwriter and Sr UnderwriterExperience required for the Job: 2+ yearsJob Location: ChennaiKey skills: Underwriting, US mortgagePosition OverviewCandidate should have total 2+ years of US mortgage underwriting experienceWell versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefitShould have good analytical and...

  • Financial Analyst

    2 days ago


    Chennai, Tamil Nadu, India PeopleScope Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Company DescriptionWe suggest you enter details hereRole DescriptionThis is a full-time on-site role for a Financial Analyst located in Chennai. The Financial Analyst will be responsible for conducting financial planning, analyzing financial data, preparing financial statements and financial reports, as well as providing insights and recommendations based on...