Collection Analyst

3 days ago

Bengaluru, Karnataka, India Greaves Cotton Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Role & responsibilities

  • Monitor overdue vehicle finance accounts and initiate recovery efforts through calls, emails, and digital platforms.
  • Analyze repayment behaviour and trends to identify high-risk accounts.
  • Collaborate with the field collections team and legal department for follow-ups, repossession, and legal action as needed.
  • Maintain detailed records of all collection activities in the loan management system (LMS).
  • Prepare and present collection performance reports (DPD buckets, roll rates, flow-through) to management.
  • Recommend payment restructuring or settlements for distressed accounts as per policy.
  • Ensure adherence to regulatory norms (RBI guidelines) and internal risk policies.
  • Support automation and digitization of collection processes through tools like dialers, bots, or customer apps.
  • Work closely with cross-functional teams including Risk, Sales, Legal, and Tech to improve collection outcomes.

Preferred candidate profile

  • Bachelors degree in finance, Business, or related field (MBA preferred)
  • 2–5 years of relevant experience in vehicle finance / NBFC / fintech collections
  • Familiarity with credit bureau reports (CIBIL, Equifax) and RBI collections framework

Interested candidates can send their resume to

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