Deputy Unit Manager

2 days ago


MAHARASHTRA India Tier Pune West Pune Corporate Office PTP Bajaj Finance Limited Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Job Purpose
Conducting audit of implantation of changes suggested by legal team in loan collaterals. Drafting & vetting of documentation/contracts relating to Consumer Lending, Retail & SME Lending. Advising on Fixed Deposit business.Duties and Responsibilities

• Conducting audit of implantation of changes suggested by legal team in loan collaterals.

• Drafting, reviewing and negotiation of loan and security documents relating to consumer loans, personal loan and loan against property.

• Drafting and reviewing the T&C's relating to fixed deposit and advising on queries relating to deceased claim settlements, vetting of POA's/Trust Deeds for investment related clauses etc.

• Structuring the customer journey and loan documentation for lending through digital modes.

• Structuring, drafting and negotiating product specific documentation.

• Drafting, reviewing and negotiation of agreements relating to interest subvention agreements, outsourcing, service provider, collaboration NDA's, Escrow, drafts relating digital initiatives etc.

• Implement standard templates of new products and improve the standard templates of existing products.

• Drafting and vetting of T&C's relating promotional offers.

• Research and analyze laws, legal and regulatory developments to assess their impact on the product and services offered by BFL and ensuring on a monthly basis the same are forming part of the dissemination of various stakeholders by way of Legal notes, journals etc and aligning the legal documents in line with regulatory/statutory changes.

• Co-ordinate with external law firms, wherever required to ensure specialized advice.

• Provide timely and sound advice on legal and contractual issues to internal clients on day to day basis.

• Depending on the capability and performance of the candidate, the job holder will assist other senior lawyers in the team.Required Qualifications and Experience

• 3 to 4 years PQE preferably in Finance Industry or from Law Firm.

• Experience in drafting, reviewing and negotiation of lending documentation.

• Must be conversant with laws and regulatory guidelines relating to BFSI industry including IT Act, AADHAR Act, Data Privacy Laws, IBC Code etc.

• Strong written and oral communication skills

• Existing proficiency in Microsoft Office software products including Internet, Outlook, Word, Excel and PowerPoint.

• Must be a team player and take responsibility of the work undertaken

• Should have worked in a process oriented environment and ready to take on additional responsibility.

• Should be able to support other teams where ever required by putting in extended hours of work.
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