Branch Manager

4 days ago

Raipur, Chhattisgarh, India TJSB Bank Full time ₹ 8,00,000 - ₹ 24,00,000 per year

Branch Manager will be responsible for following activities:

1) To manage day to day operations of the Branch by ensuring that all the transactions and services are executed efficiently.

2)To ensure high quality of customer service and also should able to address and resolve customer queries, inquiries and concern.

3) To meet Branch Targets in terms of deposits, Advances , third party products ,IT products and participate in execution of a specific project directed by the Corporate Office/ Regional Office or by Cluster Head .

4) To ensure that the Branch complies with all the Banking regulation, policies and procedures, and managing risk within the Branch .

5) To identify the opportunities to expand the Branchs customer base and develop new business relationship.

6)To ensure the security of the Branch , including cash handling, surveillance and compliance with security protocols.

7) To ensure safe credit by monitoring the overall performance of advances and taking corrective actions in time bound manner.

8) To be vigilant about any suspected actions of the customers and take proactive steps to avoid / restrict its incidence.

9) To ensure improvement of overall productivity of the bank by maintaining staff schedule, proper allocation of work to available manpower and imparting on the job training to the new recruit.

10) To attend concurrent audit queries and ensure compliance of the same in a stipulated time frame.

11) To ensure to provide all the necessary reports for RBI Compliance.

12) To promote bank products and services by setting sales targets, and motivating the team to meet sales goals.

13)To ensure the collateral for secured loan is appropriately valued, documented and monitored.

14)To review and approve loan applications based on creditworthiness , risk assessment and adherence to lending policies.

15) To keep check on NPA of the Branch and take necessary actions as and when required.

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