Credit Manager

21 hours ago

Ahmedabad Vadodara, India Hdfc Sales Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Job description: Credit Manager

Knowledge

  • Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility.
  • Customer Interaction to understand needs, finds solutions within the product range available.
  • Calculation of Net Present Values of maturing assets using excel sheets or programs.
  • Knowledge of basic legal documentation involved in an acquisition of a home.
  • Knowledge of technical fundamentals involved in an acquisition of a home.
  • Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan.

Supervision of all the activities done by Non-sales Staff / coordinators: -

  • Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
  • Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
  • Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
  • LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.

Skills

  • Effective communication skills
  • Analytical & Managerial abilities
  • Must be an MBA or CA (finance or banking background preferred)
  • At least 4 years of experience in the credit assessment field from home loan industry
  • Solution oriented, Ability to work under time pressure
  • Good organization skills
  • Positive attitude.

Interested candidate can share cv on or

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