
Credit Manager
1 day ago
Job description: Credit Manager
Knowledge
- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility.
- Customer Interaction to understand needs, finds solutions within the product range available.
- Calculation of Net Present Values of maturing assets using excel sheets or programs.
- Knowledge of basic legal documentation involved in an acquisition of a home.
- Knowledge of technical fundamentals involved in an acquisition of a home.
- Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan.
Supervision of all the activities done by Non-sales Staff / coordinators: -
- Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
- Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
- Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
- LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
Skills
- Effective communication skills
- Analytical & Managerial abilities
- Must be an MBA or CA (finance or banking background preferred)
- At least 4 years of experience in the credit assessment field from home loan industry
- Solution oriented, Ability to work under time pressure
- Good organization skills
- Positive attitude.
Interested candidate can share cv on or
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