Location Credit Manager-Salaried PL AND Working Capital-Credit

Role OverviewThe Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management.Key ResponsibilitiesApplication...

Objective:To evaluate, underwrite, and approve LAP (Loan Against Property) proposals within defined credit policies for the LAP segment .Ensure balanced credit decisioning while maintaining portfolio quality and minimizing risk. Will be working in the capacity of Regional Role.Role & responsibilitiesUnderwrite LAP proposals for self-employed and informal...

10326To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

1. Credit Assessment & Underwriting:Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level.Assess borrower profiles, financial statements, and property documents to determine creditworthiness.Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking...

Job PurposeDirect Reports (Position Title)ResourcesThe objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries,...

Job Category BL-Credit 11005 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate Graduate in any discipline 1 Own the entire credit underwriting process for the assigned region including the consistent application of a credit policy...

11005To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term productsPost Graduate/ Graduate in any discipline1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of...

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term productsPost Graduate/ Graduate in any disciplineOwn the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing...

Grade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai . RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements...

Major Deliverables:Due diligence of corporate, group and promoters Understanding Proposal related Industry and Market dynamics and application of the same in Credit assessments and stipulation of Risk mitigates. Site visits and Personal discussions with Promoters/ CFOSpecialized job competencies: Preparation of credit notes along with stipulation of deal...