Credit Manager-Rajkot

2 weeks ago


Rajkot, Gujarat, India Electronica Finance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

Interested Candidate can share CV

Role & responsibilities

Financial Analysis:

  • Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants.
  • Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications.

Credit Risk Assessment:

  • Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors.
  • Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements.

Loan Structuring:

  • Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company.
  • Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability.

Documentation and Compliance:

  • Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines.
  • Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information.

Communication and Decision Making:

  • Present credit proposals and recommendations to senior management and credit committees for approval.
  • Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications.

Preferred candidate profile

Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr.

Perks and benefits

Best as per industry standards


  • Area Sales Manager

    2 weeks ago


    Rajkot, Gujarat, India Amayeesha Reck Full time ₹ 10,00,000 - ₹ 1,00,00,000 per year

    Job Title: Area Sales Manager (ASM) - Loan Against Property (LAP) - DSA ChannelLocation: Rajkot, Gujarat, IndiaReporting To: Regional Sales Manager/Zonal HeadExperience: Minimum 5-8 years of experience in retail asset sales, with a significant focus on Loan Against Property (LAP) through the DSA channel, including at least 2 years in a team handling role.Job...


  • Rajkot, Gujarat, India Khushi Financial Services Full time

    Bank VisitsDSA OperationsVisits with CACIBIL Score ClearanceLoan AssistanceExperience0 - 1 YearsNo. of Openings2EducationAny Bachelor DegreeRoleCredit AnalystIndustry TypeBanking / Financial Services / Stock BrokingGenderMaleJob CountryIndiaType of JobFull TimeWork Location TypeWork from OfficeWalk-in interview locationNiramala Road , Rajkot


  • Rajkot, Gujarat, India Bajaj Finserv Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Location Name:RajkotJob Purpose"This position is open with Bajaj Finance ltd."Duties And ResponsibilitiesImplementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.Credit appraisal for BL & Doctor Loans files for the assigned locationKeeping delinquency...

  • Credit Risk Manager

    1 week ago


    Rajkot, Gujarat, India beBeeRisk Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Credit Risk Manager Job SummaryThe Credit Risk Manager is responsible for leading and managing the credit risk function to ensure timely collection of outstanding receivables, minimizing bad debts, and maintaining healthy cash flow.Key Responsibilities:Credit Management: Develop and implement effective credit control policies, procedures, and credit limits....

  • Chief Credit Manager

    2 weeks ago


    Rajkot, Gujarat, India beBeeCreditManager Full time ₹ 12,56,414 - ₹ 15,23,248

    Job Summary:To lead and manage a credit control function ensuring timely collection of receivables, minimizing risk, and maintaining cash flow.About the RoleThis senior leadership position is responsible for overseeing a team of experienced credit controllers across multiple locations. The ideal candidate will have a proven track record of developing and...


  • Rajkot, Gujarat, India beBeeCreditRiskManagement Full time ₹ 10,00,000 - ₹ 25,00,000

    Corporate Strategy Role OverviewThis key position involves developing and implementing corporate strategies to mitigate credit risk, while aligning with business objectives.The ideal candidate will have a strong understanding of corporate strategy and credit risk management principles, with experience in monitoring loan portfolios and identifying early...


  • Rajkot, Gujarat, India Kotak Mahindra Bank Full time

    Job Category KMBLDegree Level Bachelor s Degree Role NameDepartment Commercial Banking - Credit Monitoring Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior ManagerPosition Purpose With the Bank s growing asset portfolio there is an imminent need for building systems and processes for analysing...


  • Rajkot, Gujarat, India beBeeCreditRiskManagement Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job DescriptionWe are seeking an experienced professional to lead and manage consulting engagements in the field of credit risk management.The ideal candidate will have a strong understanding of IFRS 9 and ECL models, as well as experience in leading client projects and managing teams. This is a full-time role that requires a graduate/postgraduate...


  • Rajkot, Gujarat, India Kotak Mahindra Bank Full time

    Job Rolexc2xa7 To evaluate the credit worthiness of various customers applying for car loans within the prescribed TAT and deciding on the right risk mix for the particular customer xc2xa7 Actively involved in portfolio management which includes understanding the market and monitoring the portfolio xc2xa7 Launching of products based on the market...


  • Rajkot, Gujarat, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job OverviewWe're seeking a skilled Risk Analyst to join our team. This role involves implementing and monitoring credit risk strategies across the lending lifecycle, deep diving into alternate data for enhanced risk assessment, and evaluating data features for credit expansion.Implement and monitor credit risk strategies across the lending lifecycle...