Business Relationship Manager

21 hours ago

Vijayawada, Andhra Pradesh, India Kotak Life Insurance Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Business Relationship Manager - WC-Working Capital-Sales

Business Relationship Manager 

Department Business Banking Assets Location Position Grade Deputy Manager / Manager / Sr. Manager

  • Business Relationship Manager 

Manage and service existing portfolio of WC clients including renewal and enhancement of limits
- Build strong and effective relationship with Promoters and build client trust and confidence
- Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs.
- Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs.
- Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance.
- Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model.
- Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction.
- Ensure minimum delinquency and work towards exit of clients identified in EWS.
- Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working.
- Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT.
- Drive cross sell products including WC limits and book penetration in allocated set of clients.
- Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts.
- Job Requirement
- Experience2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
- Strong Oral and Written Communication Skills
- Relationship Management Skill & Good influencing skills
- Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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