Associate Credit

4 hours ago

Mumbai, Maharashtra, India Apollo Finvest Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Location:

Mumbai

Department:

Credit/Risk- Associate

Associate Credit Risk & Underwriting – Digital Personal Loans (1–2 Years)

Location:

Mumbai

Department:

Credit Risk & Underwriting

About Apollo Finvest

Apollo Finvest is a
tech-first NBFC

redefining how India lends. Think of us as the
AWS for lending

With cutting-edge APIs, and a splash of startup magic, we're enabling India's top fintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale:
that's the Apollo way.
Learn more

about our
journey
and
vision
. 

About the Role

We're looking for a proactive and analytical
Credit Underwriter / Risk Associate

to join our Credit Risk team.

In this role, you'll be responsible for
digital underwriting

of personal loan applications — blending data-driven insights with strong human judgement to make sound credit decisions within defined TATs.

Key Responsibilities

  • Review and underwrite
    digital personal loan applications

in line with internal credit policy.
- Work on
digital underwriting processes

and
real-time decision engines

to support faster, data-led credit assessments.
- Interpret
bureau data

(CIBIL, CRIF, Experian).
- Identify potential fraud or high-risk applications and
escalate early warning signals

promptly.
- Develop and manage
credit strategies

for unsecured personal loans.
- Translate insights from
portfolio performance

into actionable policy updates.
- Collaborate with the
Risk, Product, and Tech teams

to enhance underwriting logic, risk assessment framework. scorecards, and automation flows.
- Oversee key parts of the
loan life-cycle

, including disbursement, repayment, and collections.

What We're Looking For

  • 1–2 years of experience in
    personal loan or unsecured digital lending

(NBFC or Fintech preferred).
- Strong grasp of both
manual underwriting and digital lending workflows

.
- Proficiency in
Excel, financial analysis, and documentation

.
- Familiarity with
digital scorecards, rule engines, or underwriting APIs

is a plus.
- Attention to detail, logical thinking, and a solution-oriented mindset.

Why Join Us

  • Competitive salary & performance-based growth.
  • Work closely with our
    CEO (ex-PharmEasy, Hotstar)

and
CFO (ex-HDFC)

in a fast-paced, high-impact fintech ecosystem.
- A culture that celebrates
innovation, ownership, and bold ideas

.

Apply Today

Excited to shape the future of digital lending?

Drop your resume

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