Cash Operations

**JOB DESCRIPTION**
Are you ready to take your career to the next level in the world of financial services? Join us as a Cash Operations Associate, where you'll play a crucial role in managing and supporting cash management products. This is your opportunity to work with a dynamic team, engage with diverse clients, and drive operational excellence. Be part of a team that values innovation, client satisfaction, and professional growth.

As an Associate within Cash Operations team, you will manage and support cash management products such as Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Cheques, and more. You will collaborate with vendors and banks, handle tax payments, and maintain risk and controls. This role offers you the chance to leverage your expertise in cash management, build strong stakeholder relationships, and contribute to the success of our rapidly expanding business in India.

**Job responsibilities**:

- Manage and support cash management products like National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS), Direct and Indirect Tax, Liquidity, Cheques, Clearing, National Automated Clearing House (NACH), Immediate Payment Service (IMPS), Unified Payments Interface (UPI), and related local regulations
- Handle liquidity products, including deposits, current accounts, and local clearing
- Manage vendor relationships and collaborate with banks
- Oversee Cheque Truncation System (CTS) clearing and cash processes, including pickup and delivery
- Handle various tax payments, including direct and indirect taxes
- Maintain risk and controls, engaging in internal and external audits
- Build strong stakeholder relationships and communicate effectively

**Required qualifications, skills and capabilities**:

- Bachelor’s Degree
- Minimum 11 years of experience in cash management related roles in banks
- Display core leadership attributes: strong planning/organization, motivation, problem solving/conflict resolution, analytical, team building, and interpersonal skills are essential
- Ability to understand end to end process flow, consider downstream impacts when making decisions
- Ability to coordinate and organize work while meeting and handling multiple deadline processes
- Demonstrated ability to multi-task and balance numerous activities simultaneously
- Results oriented, not satisfied with status quo, always looking to improve process, productivity, culture, and cost
- Strong product and process knowledge of cash management products
- Excellent communication and stakeholder management skills.
- Ability to manage risk and controls effectively

**Preferred qualifications, skills and capabilities**:

- Master’s Degree or Master of Business Administration will be an advantage

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.