Internal Auditor

**Company: Public Limited Company.**

(BSE-listed; RBI-registered NBFC)

**Focus**: Internal Audit - Statutory Compliance - Financial Data Support
**Location**: Andheri West, Mumbai | Employment Type: Full-time

**About the Role**

We are seeking a qualified Internal Auditor to strengthen our internal audit framework and statutory compliance. The role covers Income Tax, GST, PF/ESI, RBI Payment Aggregator compliance, FIU-IND reporting, and extends to preparing financial data for results, certifications, and registrations. The Internal Auditor will play a vital role in ensuring zero regulatory lapses as the company expands into NBFC and Microfinance activities.

**Key Responsibilities**

**1. Statutory Compliance & Internal Audit**
- Audit compliance with Income Tax, TDS, GST, PF/ESI - filings, reconciliations, challans, assessments.
- Review Payment Aggregator operations: escrow/nodal account reconciliations, settlement cycles, KYC/AML compliance, chargebacks, refunds.
- Ensure FIU-IND (PMLA) compliance - audit merchant KYC files, AML checks, STR/CTR reporting, and record-keeping.
- Conduct periodic internal audits of accounts, transactions, and MIS to detect irregularities/fraud risks.
- Recommend corrective measures and follow-up on their implementation.

**2. Financial Data & Certification Support**
- Prepare accounting data, schedules, and reconciliations to support quarterly, half-yearly, and annual results for BSE/MCA filings (in coordination with CS).
- Compile data for auditor certificates, compliance certificates, and net worth/financial reports required for regulatory purposes.
- Support management & CS during statutory audits, secretarial audits, and regulatory inspections.

**3. Compliance Calendar & Coordination**
- Maintain and monitor a compliance calendar covering all statutory deadlines (Income Tax, GST, PF, RBI, FIU, etc.).
- Coordinate with Statutory Auditors, Secretarial Auditors, and RBI inspectors, ensuring timely submission of financial data.

**4. Future Business & NBFC Expansion**
- Assist in preparation of financial projections, net worth workings, and documentation for RBI registrations (Payment Aggregator, NBFC license, Microfinance).
- Develop audit processes for loan appraisal, disbursement, collections, and NPA monitoring to support NBFC operations.

**5. AML/KYC & Merchant Onboarding**
- Audit merchant onboarding files, ensuring KYC and AML procedures are followed.
- Review Suspicious Transaction Reports (STRs), Cash Transaction Reports (CTRs), and AML monitoring alerts.
- Ensure compliance with FIU-IND requirements under PMLA.

**6. Advisory & Training**
- Recommend process improvements for stronger internal controls, efficiency, and cost savings.
- Provide guidance to finance & operations teams on compliance gaps and ensure awareness of statutory obligations.

**Qualifications & Experience**
- CA / CMA / CIA / MBA (Finance).
- 5 -7 years of internal audit, statutory compliance, or risk management experience in NBFCs, Banks, Fintech, or CA Firms.
- Strong expertise in Income Tax, GST, PF/ESI, RBI Payment System guidelines, FIU-IND reporting, and accounting standards.
- Hands-on experience with financial data preparation for filings and certificates.
- Proficiency in Excel, ERP/Tally, and accounting software.

**Reporting Structure**
- Functionally: Audit Committee / Board
- Administratively: CEO/Managing Director

**Key Attributes**
- Integrity & Confidentiality
- Strong Analytical & Risk-Based Thinking
- Up-to-date Knowledge of Statutory & Regulatory Frameworks
- Excellent Communication & Reporting Skills
- Independent and Objective Mindset

Pay: ₹200,000.00 - ₹300,000.00 per month

**Benefits**:

- Commuter assistance
- Food provided
- Health insurance
- Paid sick time
- Provident Fund

Work Location: In person