Collection Executive
1 week ago
**Responsibilities**:
- **Loan Repayment Collection**: Ensure timely collection of loan repayments from customers.
- **Handling DPD Buckets**: Manage collections for various stages of delinquency (Days Past Due) to minimize overdue amounts.
- **Customer Interaction**: Maintain regular contact with customers to remind them of payment due dates, follow up on late payments, and address any payment-related issues.
- **Documentation**: Keep accurate records of collection activities and customer interactions.
- **Compliance**: Adhere to company policies and regulatory requirements during collection activities.
- **Field Visits**: Conduct field visits to customers' locations as required to facilitate collections.
- **Conflict Resolution**: Address and resolve any disputes or concerns raised by customers regarding their loans.
- **Documentation/Reporting**: Prepare and submit regular reports on collection activities, outstanding balances, and recovery progress to management.
**Qualification & Experience**:
**Education**: Minimum of a high school diploma; a bachelor's degree in finance, business, or a related field is preferred.
**Experience**: Previous experience in collections, especially handling DPD buckets, NPAs, and written-off portfolios, is highly preferred.
**Skills**:
- Strong communication and negotiation skills.
- Ability to work independently and manage time effectively.
- Knowledge of local languages (Tamil) is essential.
**Attributes**:
- High level of integrity and professionalism.
- Strong problem-solving skills and attention to detail.
- Customer-oriented mindset.
**Locations**:
1) Soudhathi from Belgaum District
2) Hubli, Dharwad, from Dharwad district
3) Gulaedgudda, Bagalkot from Bagalkot district
4) Harapnalli from Davenagiri district
Pay: ₹15,000.00 - ₹22,000.00 per month
**Benefits**:
- Cell phone reimbursement
- Health insurance
- Provident Fund
Schedule:
- Day shift
Supplemental pay types:
- Performance bonus
Work Location: In person
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