Officer - Credit Underwriter - C10 - Mumbai

3 days ago

Mumbai Maharashtra, India Citi Full time

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

**In this role, you’re expected to**:

- Create written and oral work products to test the financial feasibility and credit worthiness of loan forwards, permanent loans, and permanent loan conversions.
- Review due diligence and prepare internal committee packages for approval, as well as, credit submissions required for the sale of the loans to Bond Investors and for Rating Agencies.
- Process transactions through internal systems to ensure regulatory requirements.
- Manage communications among a diverse mix of internal and external participants.
- Understand and analyze different local and national real estate markets.
- Travel to markets throughout the United States to conduct site inspections, meet with internal and external clients, and participate in training opportunities.
- Conduct analysis on firm special projects as needed.
- 2-4 years relevant experience
- Loan underwriting or equivalent experience.
- Individual must have excellent communication, organizational and interpersonal skills.
- Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with mínimal management follow up.
- Excellent analytical and computer skills including the ability to quickly adopt new technology.
- The individual should have established working knowledge of lending Underwriting Guides and be familiar with the processes of Rating Agencies.
- The individual will have the tact and composure to be client focused while also managing internal and external relationships. A successful Underwriter will take ownership while maintaining attention to details and working independently or among team members.
- This person will have the ability to read, comprehend, and summarize legal documents collected in the due diligence process.
- Ability to travel (20% of time) on short notice necessary.

**Education**:

- Bachelor's/University degree or equivalent experience.**Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- **Most Relevant Skills**

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
- View Citi’s _EEO Policy Statement_ and the _Know Your Rights_ poster._

  • Credit Underwriter

    2 weeks ago

    Navi Mumbai, Maharashtra, India Gminfotech Full time

    Job Title: Credit Underwriter - Centralized Underwriting Location: Juinagar (Navi Mumbai) **Experience Required: Minimum 5 years in NBFC Credit Underwriting** Products: Commercial Vehicles Language**:Kannada, Telugu, Gujarati** Key Responsibilities: 1.Responsible for complete assessment of customers, including cross-verification and due...

  • Credit Underwriter

    1 week ago

    Prabhadevi, Mumbai, Maharashtra, India Waayslive solution limited Full time

    **Work Location: Worli, Mumbai** **Salary upto-4.0LPA** **Responsibilities**: - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. Interact with the...

  • ▷ Immediate Start: Officer

    2 weeks ago

    Mumbai, Maharashtra, India Citigroup Full time

    Whether you re at the start of your career or looking to discover your next adventure your story begins here At Citi you ll have the opportunity to expand your skills and make a difference at one of the world s most global banks We re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to...

  • Junior Credit Underwriter

    2 weeks ago

    Mumbai, Maharashtra, India LiquiLoans Full time

    1. Senior Manager, you will be responsible for overseeing the entire Credit team which evaluates the creditworthiness of potential customers, create procedures for approving/rejecting loans, negotiating with customer/sales 2. Hire, Train and Manage a team of underwriters 3. Create and manage processes relating to underwriting 5. Prepare reports that...

  • Credit Officer

    1 week ago

    Mumbai, Maharashtra, India Aavas Financiers Full time

    **Credit Officer**: Executive ₹-As per Company Norms Openings: 5 Minimum Qualification: CA/ MBA Finance Experience: 0-2 Year Location: MUMBAI Department: Credit JOB Posted By: Shraddha Kamble **Description**: 1. Evaluation of Proposals put up for recommendation / approval as per credit policy. 2. Customer visit and discussions to assess the loan...

  • Credit Underwriters–TNPL

    2 weeks ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...

  • Credit Underwriters – TNPL

    6 days ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 1,50,000 - ₹ 3,00,000 per year

    Credit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...

  • Officer - Leveraged Finance Credit Underwriting - C11 - Mumbai

    1 week ago

    Mumbai, Maharashtra, India Citigroup Full time

    **Discover your future at Citi**: Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. **Job Overview**: **Job Description**: **Leveraged Finance...

  • Credit & Surety Underwriter

    2 weeks ago

    Mumbai, Maharashtra, India SCOR Full time

    As 1st tier reinsurer, SCOR is providing our clients in India a diversified and innovative range of solutions and services to control and manage risk. A long-term focus & reliable P&C reinsurance partnership has been established with ceding companies over the years in India. SCOR SE India Branch, as regulatory Foreign Reinsurance Branch (FRB), covering...

  • Credit Underwriter

    1 week ago

    Mumbai, India MNR Solutions Private Limited Full time

    **Experience** - 1-5 years **Job responsibilities**: - A proactive and result-oriented professional with well-honed experience in aspects of handling Credit, Risk Management, Client Relationship Management, Portfolio Management, Monitoring, Financial Reporting & Analysis, Due Diligence, and Team Management for small to medium-sized customers. - Evaluating...