Ba4 - Cmbs Origination & Underwriting

Join us as a "BA4 - CMBS Origination & Underwriting" at Barclays, where team underwrites loans secured by commercial mortgages that are securitized in Commercial Mortgage Backed Securitized transactions. For each loan request, they are responsible for assessing the property economics in determining the appropriate loan amount, interest rate to be charged, risk inherent into the transaction and ensuring that all loans meet Barclays’ criteria. Additionally, the team performs quarterly analysis of Balance Sheet loans and is involved in the underwriting & due diligence of the Acquisition facilities.

You may be assessed on the key critical skills relevant for success in role, such as experience with BA4 - CMBS Origination & Underwriting, as well as job-specific skillsets.

To be successful as a BA4 - CMBS Origination & Underwriting, you should have experience to:
1- Analyze property financials in order to monitor and report on asset performance.

2- Reconcile and review various reports, including monthly portfolio statistics, remittance reconciliations, and monthly asset reports.

3- Review rent rolls, noting upcoming lease terminations, renewals, and any free rent periods for tenants.

4- Aggregate and compile property-level information into facility-wide statistics and presentation materials.

5- Ensure the accuracy and timeliness of property financial updates and reporting.

6- Generate periodic facility and portfolio-level reports for Commercial Real Estate senior leadership and business partners in Credit Risk.

7- Provide ad hoc analysis as requested by senior management.

Some other highly valued skills include:
1- Oversee IT automation of reporting and analytics tools, focusing on efficiency and scalability.

2- Perform market and asset-level research.

3- Monitor the collection of required financial reporting from borrowers, including property operating statements, rent rolls, STR reports, and guarantor/borrower financials.

4- Perform covenant compliance tests for guarantor hurdles.

5- Support the asset management team in their daily responsibilities.

6- Oversee the work of juniors/new joiners in the team.
- Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.
- Personal attributes essential to performing role including competencies, expertise, knowledge, and experience.

This role will be based out of Mumbai.

**Purpose of the role**

To raise capital and manage the financial risk of clients, including financial advisory services, identification and origination of market opportunities, research, economic analysis.

**Accountabilities**
- Identification and cultivation of relationships with potential clients, including corporations, institutions, or government entities.
- Market research and analysis to identify industry trends, potential deal opportunities, and client needs.
- Collaboration with internal teams to develop pitch materials, financial models, and presentations for client meetings and transactions.
- Structuring and execution of deals, including mergers and acquisitions, capital raising, and strategic advisory services.
- Due diligence process coordination, timeline management, and liaising between various stakeholders involved in transactions.

**Analyst Expectations**
- To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement.
- Requires in-depth technical knowledge and experience in their assigned area of expertise
- Thorough understanding of the underlying principles and concepts within the area of expertise
- They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources.
- If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.
- OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate.
- Will have an impact on the work of related teams within the area.
- Partner with other functions and business areas.
- Takes responsibility for end results of a team’s operational processing and activities.
- Escalate breaches of policies / procedure appropriately.
- Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.
- Advise and influence decision making within own area of expertise.
- Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
- Maintai