Insurance Sales Executive

2 weeks ago

Chandigarh Chandigarh, India Integgral Corporate Service Full time

**Job Summary**:
As an Insurance Sales Executive, you will be responsible for generating revenue by selling insurance products to individuals and businesses. You will identify prospective clients, assess their insurance needs, and recommend appropriate coverage options. Through effective communication and negotiation skills, you will build and maintain relationships with clients, ensuring their satisfaction and fostering long-term loyalty. This role requires a deep understanding of insurance products, market trends, and regulatory requirements to provide tailored solutions that meet the diverse needs of customers.

**Responsibilities**:

- **Prospecting and Lead Generation**:

- Identify and pursue leads through various channels such as referrals, networking, cold calling, and digital marketing.
- Research and analyze market segments to identify potential clients and opportunities for business expansion.
- **Needs Assessment and Consultation**:

- Conduct thorough assessments of clients' insurance requirements by understanding their financial situation, risk tolerance, and coverage preferences.
- Educate clients about different types of insurance products, including life, health, property, casualty, and liability, and recommend suitable options based on their needs.
- **Sales and Revenue Generation**:

- Present insurance proposals to clients, highlighting key features, benefits, and coverage details.
- Negotiate terms and premiums to ensure competitive pricing while maximizing profitability.
- Close sales deals and achieve monthly or quarterly sales targets.
- **Client Relationship Management**:

- Build and maintain strong relationships with clients by providing exceptional customer service and personalized attention.
- Address client inquiries, concerns, and claims promptly and efficiently, demonstrating a commitment to client satisfaction.
- Follow up with clients to review their insurance coverage periodically and make adjustments as necessary.
- **Market Research and Industry Knowledge**:

- Stay updated on industry trends, regulatory changes, and competitive landscape to remain informed about new products, pricing strategies, and market opportunities.
- Continuously enhance product knowledge and sales techniques through training programs, seminars, and professional development resources.

**Job Types**: Full-time, Permanent

Pay: ₹12,000.41 - ₹18,000.21 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift
- Fixed shift

Supplemental pay types:

- Performance bonus

**Education**:

- Bachelor's (preferred)

**Experience**:

- total work: 1 year (required)
- Insurance sales: 1 year (required)

License/Certification:

- IRDA License (preferred)

Work Location: In person

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