Consumer Banking

**JOB DESCRIPTION**
As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will have the opportunity to analyze, develop new fraud fighting products, and work with cross-functional teams. You will leverage your strong analytical and problem-solving skills to interpret large amounts of data and its impact in both operational and financial areas. This role provides an opportunity to develop creative solutions to challenges presented by fraud activity and to contribute significantly to our risk management efforts.

As Overdraft Risk Strategy associate you will be responsible for the analytics/strategy to manage the overdraft loss line.

**Responsibilities**:

- The person will be tasked with developing strategies to mitigate losses by leveraging data from across the firm, advanced machine learning models, and other advanced analytics.
- The role requires close partnership with the consumer and business banking, operations, technology, and product teams to develop a deep understanding of customer needs and drivers of customer behavior along with impact of strategies on customer experience.
- Responsible for working closely with technical product team to deliver best in class technology solutions to manage the portfolio.
- Maintaining and enforcing a strong controls environment

We are seeking individuals with intellectual curiosity and strong critical thinking and problem-solving skills with an interest in working with new technologies and techniques.

**Required qualifications, capabilities and skills**
- At least 3 years of professional experience, experience in risk management, strategic analytics, or data science preferred
- Experience managing a process with strong communication skills is preferred
- Strong analytical, interpretive, and problem-solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas
- Ability to compress large amounts of data into short and concise presentations with sound business conclusions
- Ability to develop elegant and common-sense solutions to complex business challenges
- Excellent analytical skills with the ability to comprehend and explain data / concepts in a clear and concise manner
- Strong knowledge of programming language like: SAS, SQL, Python, and R
- Proficient in Excel & PowerPoint

Preferred qualifications, capabilities and skills
- 2 years of experience in Fraud risk roles preferred
- Experience with Fraud Wrongdoers, Mules and 1st party fraudsters/ID theft
- Strong P&L knowledge and understanding of drivers of profitability
- Demonstrated experience with data analysis, designing & analyzing experiments, and Modeling
- A bachelor's degree in Finance, Accounting, Economics, Statistics or equivalent work experience preferred

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.