Us Mortgage Post Closing Underwriter

5 days ago


Bengaluru Karnataka, India CCO - Client of Clastech Solutions & Services Pvt. Ltd. Full time

**Role: US Mortgage Post Closing Underwriter**

**Location: Bangalore (Pure WFO role)**

**Overview**:
**Responsibilities**:

- **Credit Analysis**: Review applicants’ credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks.
- **Capacity Evaluation**: Analyse borrowers’ income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources.
- **Collateral Assessment**: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lender’s standards and covers the loan amount.
- **Capital Verification**: Verify the borrower’s assets and savings. Assess the availability of funds for down payments and reserves.
- **Documentation and Reporting**: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations.

**Qualifications & Skills**:

- Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance).
- Minimum 3 years experience in US Mortgage Post Closing / Originations.
- Willing to work in rotational and night shifts (US Client).
- Pure work from office only.
- Strong analytical and problem-solving skills.
- Should have good knowledge in reviewing US Mortgage Documents in depth.
- Should have strong verbal and written communication.
- Ability to multitask and prioritize work in a deadline intensive and fast paced environment.

Schedule:

- Night shift

Work Location: In person



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